Financing for the things you need
Loans and Credit Cards
From credit cards to car loans, and mortgages to business loans, Mountain America has the financing solutions to help you achieve your goals.
Loan types
Vehicle Loans
Get great rates on loans for cars, trucks, SUVs, motorcycles, ATVs, RVs, boats, trailers and more.
Home Loans
Whether you’re purchasing, refinancing or using your home’s equity, we'll guide you through every step.
Personal Loans
Take care of your needs and cover unexpected expenses with a personal loan.
Credit Cards
With Low Rate, Rewards and Cash Back credit card options, it's easy to find the one that's right for you.
Home Equity Loans
If you have equity in your home, use it to make a variety of improvements—not just around the house.
Business Loans
Equip your business for success. Choose from a variety of loan options with competitive rates and fast processing.
Free debt rescue analysis
We’ll assess your finances to see if you can consolidate debt and refinance your loans at a lower rate.
Learn more Make an appointmentRates
Most Popular
60-month
New & used car loans
as low as4.99%APR‡
15-year
Fixed rate mortgage
as low as5.375%
(5.587%APR‡)
30-year
Fixed rate mortgage
as low as6.124%
(6.254%APR‡)
36-month
Fixed rate personal loan
as low as12.99%APR‡
Auto + RV
New & used car loans
60-month
as low as4.99%APR‡
New car loans
72-month
as low as5.24%APR‡
New RV loans
180-month
as low as7.24%APR‡
Small RV & ATV loans
72-month
as low as7.49%APR‡
Credit Cards
Low Rate
as low as11.49%APR‡
Rewards
as low as12.49%APR‡
Cash Back
as low as15.99%APR‡
Mortgage
Fixed rate
15-year
as low as5.375%
(5.587%APR‡)
Fixed rate
30-year
as low as6.124%
(6.254%APR‡)
100% First-time
Homebuyer
as low as7.125%
(7.125%APR‡)
Construction
One- or two-step close
as low as6.625%
(6.954%APR‡)
Personal
48-month
Fixed rate personal loan
as low as12.99%APR‡
60-month
Fixed rate personal loan
as low as13.49%APR‡
72-month
Fixed rate personal loan
as low as13.99%APR‡
Protection
Payment Protection
Make sure your debt doesn’t become a burden in the event of disability, death or job loss.
GAP Insurance
Guaranteed Asset Protection (GAP) covers the difference between your vehicle’s market value and the loan balance.
Vehicle Protection
Protect yourself from auto repair costs not covered by basic warranties.
Auto Insurance
Make sure you’re covered with auto insurance from Mountain America.
