A simply amazing checking account

MyFree Checking

Perfect for individuals who favor simplicity, MyFree® Checking comes with all the features you would expect from a checking account. More importantly, it’s free!

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Open a free checking account

At Mountain America, when we say “free checking,” we mean free checking. With a MyFree Checking account, you get a free, online checking account with no minimum balance requirements, maintenance fees or hidden restrictions. This straightforward checking account includes all of the features you'd expect—for free.

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MyFree Checking features

  • Online and mobile banking
  • Bill pay
  • eStatements (paper statements available for a $2 monthly fee)
  • Mountain America Visa® debit cards
  • Unlimited check-writing privileges
  • Free access to your credit score

Get approved online

Open your MyFree Checking account online, visit your nearest branch or call 1-800-748-4302.

Open your account

MyFree Checking FAQS

Can I open a checking account if I have no money to deposit?

Yes, you can open a checking account even if you have nothing to deposit. Open a MyFree Checking account online or at your local branch for free.

Do credit unions offer free checking accounts?

Most credit unions offer free checking. With a MyFree Checking account, you receive all the benefits you would expect from a free checking account and more.

How much is it to open a checking account?

Most financial institutions don’t charge a fee to open a checking account. MyFree Checking also offers no minimum balance requirements, maintenance fees or hidden restrictions.

Additional resources

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Checking that rewards you

MyStyle® Checking rewards you with travel rebates, gift cards, cash back and more.

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Fast, secure, convenient

Conveniently access your Mountain America accounts anytime, anywhere with digital banking.

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Budget for financial growth

Budgeting is for more than just for staying out of the red each month.