Mortgage & Heloc Rates as of 03.08.14
Rates And Terms Subject To Change.
| Title | Rate | APR
AS LOW AS | |
|---|
| 30-Year Fixed Mortgage
| 4.500% | 4.645% | Learn More
30 Year Fixed
Important Loan Information
The information provided is for a 30 year fixed mortgage and assumes the purpose
of the loan is to purchase a property, with a loan amount of $180,000.00
and an estimated property value of $240,000.00. The property
is located in UT and is within Salt Lake county. The property is an existing single
family home and will be used as a primary residence. An escrow (impound) account
is required. The rate lock period is 25 days and the assumed credit score is 740.
At a 4.500 % interest rate, the APR for this loan type is 4.645%.
The monthly payment would be:
- 359 payments of $912.03 at an interest rate
of 4.500 %
- 1 payment of $913.35 at an interest rate
of 4.500 %
The monthly payment amount displayed includes principal and interest. The payment
amount does not include homeowner's insurance or property taxes which must be paid
in addition to your loan payment.
|
| 15-Year Fixed Mortgage
| 3.375% | 3.614% | Learn More15 Year Fixed
Important Loan Information
The information provided is for a 15 year fixed mortgage and assumes the purpose
of the loan is to purchase a property, with a loan amount of $180,000.00
and an estimated property value of $240,000.00. The property
is located in UT and is within Salt Lake county. The property is an existing single
family home and will be used as a primary residence. An escrow (impound) account
is required. The rate lock period is 25 days and the assumed credit score is 740.
At a 3.375 % interest rate, the APR for this loan type is 3.614%.
The monthly payment would be:
- 179 payments of $1,275.77 at an interest rate
of 3.375 %
- 1 payment of $1,277.11 at an interest rate
of 3.375 %
The monthly payment amount displayed includes principal and interest. The payment
amount does not include homeowner's insurance or property taxes which must be paid
in addition to your loan payment.
|
| 100% First-Time Homebuyer
| 5.500% | 5.704% | Learn More MACU 100% 30 Year Fixed Rate
Important Loan Information The information provided is for a MACU 100% 30 Year Fixed Rate mortgage and assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000.00 and an estimated property value of $180,000.00. The property is located in UT and is within Salt Lake county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 25 days and the assumed credit score is 740. At a 5.500 % interest rate, the APR for this loan type is 5.704%. The monthly payment would be: - 359 payments of $1,022.02 at an interest rate of 5.500 %
- 1 payment of $1,022.06 at an interest rate of 5.500 %
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner's insurance or property taxes which must be paid in addition to your loan payment. |
| Home Equity Line of Credit
| 2.49% | 2.49% | Learn More Annual Percentage Rate. On approved credit and new equity loans only. After six months, the introductory rate will convert to a variable annual percentage rate of prime plus zero percent (prime is determined by the Federal Reserve). Prime Rate is currently 3.25%. Maximum interest rate over the life of the loan is 18%. Minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Limited time offer. Membership required—based on eligibility. Consult your tax advisor for more information regarding the tax deductible benefits of a home equity line of credit. |
| Mini Mortgage - 7-Yr Fixed - 1st
| 3.49% | 3.49% | Learn More 84 payments of $13.44 per $1,000.00 borrowed. Rate is based on an 80% or less LTV. |
| Mini Mortgage - 10-Yr Fixed - 1st
| 3.74% | 3.74% | Learn More 120 payments of $10.00 per $1,000.00 borrowed. Rate is based on an 80% or less LTV. |
| Mini Mortgage - 12-Yr Fixed - 1st
| 3.99% | 3.99% | Learn More 144 payments of $8.75 per $1,000.00 borrowed. Rate is based on an 80% or less LTV. |
| Construction Loan | 4.490% | 4.708% | Learn More |