Today's Rates

Competitive rates to help you reach your financial dreams
We offer competitive rates on home, auto, RV and other loans to help you finance the vehicle, house or escape you've been dreaming of.

Home

Rates and terms subject to change.
Product
Rate
Annual Percentage Rate
30-Year Fixed Mortgage
4.500% Rate
4.634% APR
15-Year Fixed Mortgage
4.000% Rate
4.231% APR
100% First-Time Homebuyer
5.250% Rate
5.436% APR
Home Equity Line of Credit
5.750% Rate
5.750% APR
Mini Mortgage - 5-Yr Fixed - 1st
4.240% Rate
4.240% APR
Mini Mortgage - 7-Yr Fixed - 1st
4.490% Rate
4.490% APR
Mini Mortgage - 10-Yr Fixed - 1st
4.740% Rate
4.740% APR
Mini Mortgage - 12-Yr Fixed - 1st
4.990% Rate
4.990% APR
Home Equity Loan - 5-Yr Fixed
4.990% Rate
4.990% APR
Home Equity Loan - 7-Yr Fixed
5.240% Rate
5.240% APR
Home Equity Loan - 10-Yr Fixed
5.490% Rate
5.490% APR
Home Equity Loan - 12-Yr Fixed
5.740% Rate
5.740% APR
Construction Loan
4.875% Rate
5.024% APR
*Starting APR

Savings & Checking

Rates and terms subject to change.
Product
Rate
Annual Percentage Yield
Minimum Balance
Primary Savings
0.10% Rate
0.10% APY
$100 Min. Earning Balance
Secondary Savings
0.10% Rate
0.10% APY
$0 Min. Earning Balance
APY= Annual Percentage Yield
*Credit union deposits are federally insured by the NCUA. APY may change after the account is opened. The minimum balance required to earn the APY is the same as the minimum amount to open the account.

 

Term Deposit

Rates and terms subject to change.
Product
Rate
Annual Percentage Yield
Minimum Balance
6-Month Term Deposit
1.24% Rate
1.25% APY
$500 Min. Balance
12-Month Term Deposit
2.23% Rate
2.25% APY
$500 Min. Balance
18-Month Term Deposit
2.28% Rate
2.30% APY
$500 Min. Balance
24-Month Term Deposit
2.37% Rate
2.40% APY
$500 Min. Balance
30-Month Term Deposit
2.47% Rate
2.50% APY
$500 Min. Balance
3-Year Term Deposit
2.57% Rate
2.60% APY
$500 Min. Balance
4-Year Term Deposit
2.72% Rate
2.75% APY
$500 Min. Balance
5-Year Term Deposit
3.20% Rate
3.25% APY
$500 Min. Balance
12-Month Term Deposit (Youth)
2.47% Rate
2.50% APY
$5 Min. Balance
24-Month Term Deposit (Youth)
2.62% Rate
2.65% APY
$5 Min. Balance
36-Month Term Deposit (Youth)
2.81% Rate
2.85% APY
$5 Min. Balance
48-Month Term Deposit (Youth)
2.96% Rate
3.00% APY
$5 Min. Balance
60-Month Term Deposit (Youth)
3.45% Rate
3.51% APY
$5 Min. Balance
6-Month Term Deposit Plus
1.24% Rate
1.25% APY
$5 Min. Balance
12-Month Term Deposit Plus
2.23% Rate
2.25% APY
$5 Min. Balance
18-Month Term Deposit Plus
2.28% Rate
2.30% APY
$5 Min. Balance
24-Month Term Deposit Plus
2.37% Rate
2.40% APY
$5 Min. Balance
30-Month Term Deposit Plus
2.47% Rate
2.50% APY
$5 Min. Balance
3-Year Term Deposit Plus
2.57% Rate
2.60% APY
$5 Min. Balance
4-Year Term Deposit Plus
2.72% Rate
2.75% APY
$5 Min. Balance
5-Year Term Deposit Plus
3.20% Rate
3.25% APY
$5 Min. Balance
APY= Annual Percentage Yield
*Credit union deposits are federally insured by the NCUA. The minimum balance required to earn the APY is the same as the minimum amount to open the account. Penalties for withdrawing funds before the end of the designated term may apply. Fees may reduce earnings on account.

 

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Important loan information

Loans subject to credit approval. Some fees may apply. Actual APR based on creditworthiness. Membership required—based on eligibility.
 
Mortgages
Assumes the purpose of the loan is to purchase a property with a loan amount of $180,000 and an estimated property value of $240,000. The property is located in Utah within Salt Lake County. The property is an existing single-family home and will be used as a primary residence. An escrow (impound) account is required. The rate-lock period is 25 days and the assumed credit score is 740. The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner's insurance or property taxes, which must be paid in addition to your loan payment. Actual APR based on creditworthiness.

30-year fixed mortgage—At a 4.375% interest rate, the fixed APR for this loan type is 4.508%. The monthly payment would be: 359 payments of $898.71 at an interest rate of 4.375% and 1 payment of $900.04 at an interest rate of 4.375%.

15-year fixed mortgage—At a 3.875% interest rate, the fixed APR for this loan type is 4.106%. The monthly payment would be: 179 payments of $1,320.19 at an interest rate of 3.875% and 1 payment of $1,320.36 at an interest rate of 3.875%.
 
Home equity lines
Variable Annual Percentage Rate (APR) based on the Prime Rate. Your APR will range from 4.00% APR to 18.00% APR based on creditworthiness. Some restrictions may apply. Some fees may apply that can range from $10 to $5,000. Rates subject to change. Property Insurance is required. 1% foreign transaction fee. Early termination fee of $170 may apply. For loans secured by a first lien, payments do not include taxes and insurance, and the actual payment obligation will be greater.

Mini mortgages
Rate is based on an 80% or less LTV. Payments do not include taxes and insurance, and the actual payment obligation will be greater.
  • 7-year—84 payments of $13.66 per $1,000 borrowed.
  • 10-year—120 payments of $10.24 per $1,000 borrowed.
Visa® cards
  • Visa Platinum—Variable Annual Percentage Rate from 9.24 to 18.00%.
  • Rewards—Variable Annual Percentage Rate from 10.24 to 18.00%.
Actual APR based on creditworthiness. 1% foreign transaction fee.