NEWSLETTER
President's Message
Your Financial Safety Guide
Fraud is evolving quickly. Get tips to protect your finances during Financial Literacy Month. We're here to guide you forward.
Feature
Three Reasons Why You Need MyStyle Checking
From sweet treats to big celebrations, MyStyle® Checking supports the moments that make life yours. Discover three reasons members love it.
Feature
This Simple Money Move Works In Your Favor
Sometimes the smartest financial move isn’t opening something new—it’s making what you already have work better. For a limited time, earn 3% cash back when you transfer a balance.
Feature
Power Your Business With Better Banking
Every business relies on a financial foundation that works quietly in the background. Find out how our tools provide simplicity and ease.
Announcement
Annual Member Meeting
You are invited to join us at the Mountain America Center on Tuesday, April 21, at 6 p.m. for the annual meeting.
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Your financial safety guide
Sterling Nielsen,
President/CEO
April is Financial Literacy Month, and at Mountain America, we are here to support you in all aspects of financial guidance. One important aspect of financial literacy is fraud prevention.
In our modern world, financial scams and fraud are becoming increasingly sophisticated, and occurrences of fraud are rapidly increasing. According to the Federal Trade Commission, Americans lost between $12.5 and $16.6 billion to fraud and cybercrimes in 2024. In addition to offering advanced fraud detection and security biometrics on your accounts, we believe the best prevention we can provide our members is knowledge and in-depth financial guidance.
During Financial Literacy Month, take a moment to review your understanding of common fraud attempts and scams that could cost you time and money.
Common fraud risks
Phishing
Fraudsters will send emails or text messages, or even make phone calls, designed to trick you into clicking links or revealing sensitive personal information like your password, account number or Social Security number. These attacks can look surprisingly legitimate—mimicking the branding of an organization or a familiar retailer.
A sense of urgency is a big tipoff—phrases like “Your account has been suspended” or “Act now to avoid a penalty” are designed to make you panic and act without thinking. When in doubt, don’t click any links. Go directly to Mountain America’s website or call our service center to verify the legitimacy of the request.
Impersonations
In impersonation scams, fraudsters pose as trusted authorities—such as IRS agents, Social Security Administration representatives or your credit union—to pressure you into sending money or sharing personal information. They may claim you owe back taxes, that your benefits are at risk or that there’s been suspicious activity on your account.
Even if the phone number they are calling from looks real, the request may be fraudulent. Legitimate organizations will never demand immediate payment or threaten arrest over the phone. Some fraudsters are sophisticated enough to spoof real phone numbers.
Protect yourself
Avoid identity theft or fraud risk by checking your accounts regularly for unfamiliar activity. Set up customized text and email alerts based on balances, payments or other transactions.
Remember, Mountain America will never call, text or email you asking you for:
- Your account number or code word.
- Our routing number.
- Credit or debit card PINs.
- Digital banking usernames or passwords.
- Full Social Security numbers.
- The CVV code on the back of your credit or debit card.
- One-time verification codes.
Please note, we may ask for some of this information if you contact us.
When in doubt, reach out
If you are unsure about a message you receive, or if you suspect you have been scammed, contact Mountain America right away. We have the financial professionals and tools to help you navigate the situation.
At Mountain America, we believe an educated member is an empowered member. This Financial Literacy Month, take advantage of the support and resources we have to offer. If you have additional questions or would like more information specific to your situation, visit your nearest branch for personalized support.
I would also encourage you to share this information with the people you love. The more we look out for one another, the safer we all are.
Thank you for trusting Mountain America Credit Union as your financial partner. Together, we’ll keep guiding you forward to a future that is secure, reliable and informed.
Sincerely,
Sterling Nielsen
President/CEO
Three Reasons Why You Need MyStyle® Checking
One of the first things you do as you approach adulthood is open a checking account. But why settle for just an average account? Your MyStyle account is much more than just checking. It’s your everyday spending account for all the activities that are important to you.
Here’s why MyStyle will be the last checking account you'll ever need:
Your financial foundation
As you navigate life, your checking account becomes the foundation of your personal finances. It’s not just where your paycheck lands and how your bills get paid—it’s the tool you use to make memories, plan vacations and celebrate important milestones. MyStyle is equipped to broaden this foundation by offering credit score access and an automatic 0.25% loan rate discount.¹
Benefits built for your life
MyStyle comes fully loaded with benefits² valued at over $150 a month³—think zero-copay telehealth, mobile phone protection and a rewards program that earns points toward travel and gift cards, all with no minimum balance to open an account.
Protection at its finest
When you open your MyStyle account, you’ll be equipped with the resources you need to protect your money and information. With access to identity protection services, dark web monitoring and card manager to lock or unlock your debit card, you’ll have a front seat in keeping your accounts safe.
Take full advantage of your Mountain America membership with MyStyle Checking.
Open your accountFind a branch
- Loan rate discount available on new personal, auto and RV loan rates. Loans on approved credit.
- Benefits are available to the primary MyStyle Checking accountholder unless otherwise stated, subject to the terms and conditions for the applicable benefits, which may also include eligibility for family members. Benefits are not available to joint accountholders, trust accounts with an EIN, or business, custodial, conservatorship or guardianship accounts.
- Estimated value is based on approximate monthly cost or savings for similar marketplace benefits and is subject to change. Benefits and features may vary and may not necessarily reflect the exact features offered through MyStyle Checking. No cash value is implied with the use of this account or any of its features. Some benefits require no-cost registration/activation. Insurance products are not insured by the NCUA or any federal government agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. Telehealth services are NOT insurance. Terms, conditions and exclusions apply.
Your financial foundation
As you navigate life, your checking account becomes the foundation of your personal finances. It’s not just where your paycheck lands and how your bills get paid — it’s the tool you use to make memories, plan vacations and celebrate important milestones. MyStyle is equipped to broaden this foundation by offering credit score access and an automatic 0.25% loan rate discount.¹
Protection at its finest
When you open your MyStyle account, you’ll be equipped with the resources you need to protect your money and information. With access to identity protection services, dark web monitoring and card manager to lock or unlock your debit card, you’ll have a front seat in keeping your accounts safe.
Benefits built for your life
MyStyle comes fully loaded with benefits² valued at over $150 a month³—think zero-copay telehealth, mobile phone protection and a rewards program that earns points toward travel and gift cards, all with no minimum balance to open an account.
Take full advantage of your Mountain America membership with MyStyle Checking.
Open your account Find a branch
- Loan rate discount available on new personal, auto and RV loan rates. Loans on approved credit.
- Benefits are available to the primary MyStyle Checking accountholder unless otherwise stated, subject to the terms and conditions for the applicable benefits, which may also include eligibility for family members. Benefits are not available to joint accountholders, trust accounts with an EIN, or business, custodial, conservatorship or guardianship accounts.
- Estimated value is based on approximate monthly cost or savings for similar marketplace benefits and is subject to change. Benefits and features may vary and may not necessarily reflect the exact features offered through MyStyle Checking. No cash value is implied with the use of this account or any of its features. Some benefits require no-cost registration/activation. Insurance products are not insured by the NCUA or any federal government agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. Telehealth services are NOT insurance. Terms, conditions and exclusions apply.
This Simple Money Move Works In Your Favor
Why a balance transfer could be right for you
Sometimes the smartest financial move isn’t opening something new—it’s putting your money in the right place. If you’re carrying a balance on a credit card from another financial institution or department store, it may be worth taking a closer look at where that balance lives.
Through May 15, you can earn 3% cash back—up to $500—when you transfer a balance to a qualifying Mountain America credit card.* Depending on the card and your terms, that move may also place your balance at a lower interest rate.
Moving a balance can help you:
Gain more favorable terms or added value that are only available for a limited time.
Potentially move a balance to a lower interest rate.
Switch to an account with better benefits.
Simplify payments by bringing balances together in one place.
Consolidate balances from higher-rate credit cards or loans.
Create a clearer path for paying down an existing balance over time.
Same balance, new address—and a little thank you for the move.
Take a quick look at your wallet (or statement). Gather the credit card number, the card issuer’s information and the balance you’d like to move. Start with cards that have the highest rates.
Transfer that balance to a qualifying Mountain America credit card through online banking or the mobile app before May 15, 2026.
Earn 3% cash back on the amount transferred, up to $500.*
Use our calculator to see your potential bonus
Enter your current card balances
By transferring your balance to Mountain America, you could get a
$150 cash bonus!
Prefer personal guidance?
Stop by a branch or call our service center to connect with a team member. We’re always happy to walk you through your options to decide if a balance transfer makes sense for you.
*Loans on approved credit. Maximum bonus for the calendar year is 3% of the credit limit on your Mountain America credit card up to $500. Not available on balances transferred from an existing Mountain America loan. Business accounts not eligible. Balance transfers accrue interest from the date the transaction is processed. Cash bonus is considered interest and will be reported on IRS form 1099-INT. Variable annual percentage rate ranges from 11.49% to 18.00% based on card type and creditworthiness. 1% foreign transaction fee. Membership required—based on eligibility. Terms, conditions and exclusions apply. This limited-time offer ends 5/15/26 and can change or be withdrawn at any time.
Power Your Business With Better Banking
You may think credit unions focus only on personal accounts. In reality, we also provide a wide range of business services. This business-forward approach allows owners and operators to find clear solutions without unnecessary complexity. Take a few minutes to explore the options available for your business’s financial needs.
Business deposits
The foundation for every business is strong deposit products. Mountain America offers several options for daily use and long-term stability.
Financing and lending
To grow your business, you need financial backing. That’s why Mountain America offers a variety of lending options:
Treasury services
Managing payments should be simple and make day-to-day operations smoother. Our treasury services are designed for exactly that.
Fraud prevention
Make sure your hard-earned investment stays safe and secure. Take advantage of Mountain America’s protection tools to reduce risk.
Your #1 business banking solution is here.
Whether your business is large or small, new or expanding, Mountain America has the financing and services to help you move forward. Our business solutions have also earned us national recognition, with Mountain America ranked as the #1 SBA lending credit union¹ and the #1 credit union for business deposits.² Let’s put a plan in place.Email us at business@macu.com our teamCall us at 1-888-845-1850 today
1. NCUA Call Report, Q4, 2025
2. Callahan & Associates
Annual Member Meeting
The board of directors is pleased to invite all Mountain America members to attend the annual meeting.
Tuesday, April 21, 2026
6 p.m.
Mountain America Center
Pinnacle Room—Floor 8 North
9800 South Monroe Street
Sandy, Utah 84070
Photograph © Jodi Jones
2026 Calendar Contest Winner, May
