Mountain America Credit Union

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04.23.14
Todays Rates

30Yr Fixed Mtg

4.375%

4.503% _APR

Lock in a low rate and low payments by applying for a 30-year Fixed Home Loan.
Home Eq Line

2.49%

Tackle a home improvement project, consolidate debt, pay for education and more.
15Yr Fixed Mtg

3.375%

3.594% _APR

Get a low rate and pay off your mortgage faster with this financing option.
View All Rates

30 Year Fixed
Important Loan Information

The information provided is for a 30 year fixed mortgage and assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Salt Lake county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 25 days and the assumed credit score is 740.

At a 4.375 % interest rate, the APR for this loan type is 4.503%. The monthly payment would be:

359 payments of $898.71 at an interest rate of 4.375 %
1 payment of $900.04 at an interest rate of 4.375 %

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner's insurance or property taxes which must be paid in addition to your loan payment.

Annual Percentage Rate. On approved credit and new equity loans only. After six months, the introductory rate will convert to a variable annual percentage rate of prime plus zero percent (prime is determined by the Federal Reserve). Prime Rate is currently 3.25%. Maximum interest rate over the life of the loan is 18%. Minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Limited time offer. Membership required—based on eligibility. Consult your tax advisor for more information regarding the tax deductible benefits of a home equity line of credit.

15 Year Fixed
Important Loan Information

The information provided is for a 15 year fixed mortgage and assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Salt Lake county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 25 days and the assumed credit score is 740.

At a 3.375 % interest rate, the APR for this loan type is 3.594%. The monthly payment would be:

179 payments of $1,275.77 at an interest rate of 3.375 %
1 payment of $1,277.11 at an interest rate of 3.375 %

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner's insurance or property taxes which must be paid in addition to your loan payment.

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