Turn the equity in your home into cash
Home Equity Line of Credit
So many ways to use your equity
Looking for a convenient, revolving source of funds, similar to a credit card? Our HELOC is an outstanding option.
- Borrow, repay and borrow again without reapplying.
- Our HELOC comes with a variable APR.
- Interest-only options available during the 10-year draw period.
- Receive up to 85% combined loan-to-value financing.²
- Pay no fees or closing costs on loans under $400,000.²
Today's Rate
Home Equity Line of Credit
Additional home equity options
Discover the benefits of a home equity loan and mini mortgage.Home equity loan
Interested in a fixed monthly payment but don’t want to refinance an existing first mortgage? A home equity loan (also known as a second mortgage) might be a great choice.
- Borrow a lump sum and enjoy a fixed payment.
- Get a fixed term and rate.
- Receive up to 85% combined loan-to-value financing.²
- Pay no fees or closing costs on loans under $400,000.²
Mini mortgage
If you want to refinance an existing first mortgage to a shorter term, this type of home equity loan is an excellent option. Investment properties are also eligible.
- Make only one monthly payment.
- Get a fixed term and rate.
- Receive up to 85% combined loan-to-value financing.²
- Pay no fees or closing costs on loans under $400,000.²
HELOC FAQs
How does a home equity line of credit work?
A home equity line of credit (HELOC) is an open-ended credit line, similar to a credit card, that uses the equity in your home as collateral. With a HELOC, you can borrow, repay and borrow as much as needed, which works well for ongoing expenses. HELOC interest rates are typically lower than credit card rates, which also makes a HELOC an excellent tool for consolidating debt.
Learn more about HELOCs
Additional resources
How much will it cost to remodel my kitchen?
There are lots of decisions that go into renovating a kitchen—and how you’re going to pay for it should be one of the first.
Everything you need to know about HELOCs
A home equity line of credit can be a great financial tool for homeowners. Learn more about getting the most from your HELOC.
- The Variable Annual Percentage Rate (APR) is based on the Prime Rate, and will range from % APR to 18.00% APR based creditworthiness. 1% foreign transaction fee.
- Minimum loan amount $12,000. Some restrictions and conditions may apply. Some fees may apply that can range from $10 to $5,000. Rates subject to change. Property insurance is required. Actual APR based on creditworthiness. For loans secured by a first lien, payments do not include taxes and insurance and the actual payment obligation will be greater. No annual maintenance fee.
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