On your side
Side-by-Side Utility Vehicle Loans
Before you buy a side-by-side utility vehicle (UTV), check with Mountain America. We can help you get the off-road vehicle financing you need.
Calculate your side-by-side loan payment¹
Today's Rate
New & Used Side-by-side Loans
As low as
Easy side-by-side financing
Having an off-roading partner makes the journey more enjoyable. When you team up with Mountain America for a side-by-side UTV loan, we’ll make sure you get the best financing. Refinance options are also available for your off-road vehicle if you want to lower your monthly payments.Our UTV loans feature:
- Fixed interest rates as low as % APR
- No application fees
- Terms up to 72 months (6 years)³
- Onsite financing at many dealerships
- Rate discounts with MyStyle® Checking
Side-by-side loan FAQs
What information do I need to apply for a UTV Loan?
The first step in getting a UTV loan is to gather the following information. This process will include a credit score check and income verification:
- Personal contact information
- Social Security Number or Taxpayer Identification Number
- Employment information and most recent paystub
- A valid form of identification (driver’s license or U.S. passport)
- VIN, mileage, accessories for your vehicle
Complete the loan application at a branch, online, in our app or by calling 1-800-748-4302.
How long can a UTV loan be?
Our finance terms for a UTV go up to 72 months, with 60 months² as the most often recommended term. A 72-month term¹ is normally only recommended for loan amounts above $15,000.
How do you buy a UTV?
To buy a new or used UTV, price out a few options you can afford. Apply for a UTV loan. Once the financing has been finalized, you will receive the money to buy the UTV.
Apply for a UTV loan today
Start your application online, apply at a local branch or ask for Mountain America financing at the dealership.
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- Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
