More coverage for more peace of mind

Umbrella Insurance

Extend the liability limits of your homeowners insurance, car insurance and other applicable policies.

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Protect your major assets

Do your home and auto policies provide enough coverage for all your assets? With an umbrella policy from Mountain America Insurance, you can get $1 million to $5 million of extra liability coverage, protecting assets like your home, auto, RV, motorcycle, boat, wages and investments.

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When would you use umbrella insurance?

There are many situations in which umbrella insurance may be useful. Here are a couple examples:

  • You are at fault in a major car accident that causes damage to multiple vehicles and results in excessive medical expenses for the other drivers involved, with damages totaling well over your $300,000 car insurance coverage limits.
  • Your family pet bites and seriously injures a neighbor’s child, causing extensive medical bills that exceed your homeowners policy coverage.

How much umbrella insurance do you need?

The easiest way to calculate the amount of umbrella coverage you need is by:

  • Totaling the dollar amount of your assets (include your home’s value, investments, value of personal property, amount of money in the bank and value of your future wages).
  • Totaling the amount of liability coverage from all of your insurance policies.
  • Reviewing the totals of your assets and insurance coverage to see if you are covered sufficiently. If there is a gap between the two totals, you can open an umbrella insurance policy to cover the gap.
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Protect Your Finances Today

Request your free, no-obligation insurance quote below or call us at 1-877-276-7882.

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Life insurance

Gain peace of mind knowing your family and finances are covered.

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Protect your home

Enjoy peace of mind with our affordable home insurance policies.

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Bundle and save

Combine your home and auto insurance and save money on premiums.

Insurance products are not deposits, not an obligation of and not guaranteed by Mountain America Credit Union. Insurance products are not protected by the NCUA, may be subject to risk and, in the case of life insurance, may go down in value. Any insurance required as a condition of an extension of credit need not be purchased from the credit union and may be purchased from an agent or insurance company of the member's choice. Insurance products are not exclusive to Mountain America Credit Union members. Business conducted with Mountain America Insurance Services, LLC is separate and distinct from any business conducted with the credit union. Mountain America Insurance Services, LLC is a subsidiary of Mountain America Credit Union.
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