Make everyday expenses convenient and affordable
Business Credit Cards
Get low rates and great service with a globally-accepted Visa® business credit card.
Enjoy a variety of benefits
Mountain America business credit cards help you track spending, earn rewards and save money. Choose from Low Rate and Rewards credit cards to find the perfect fit for your business. Both cards feature:
- Competitive variable interest rates¹
- Card controls through Visa Spend Clarity
- Multiple cards issued with your business name
- Global transaction capability
- Enhanced security with chip and tap-to-pay technology
- Same-day card issuance or replacement at any branch
- Card manager—Use the mobile app to freeze your card, change PINs, set travel notifications and instantly add your card to a mobile wallet
- No annual or balance transfer fees²
How to open a business card
Apply for a business credit card at your nearest Mountain America branch or over the phone at 1-888-845-1850. Or schedule an appointment with one of our business banking experts.
Schedule an appointmentFind a branch
Visa® Spend Clarity for Business
The spend management solutions you need are built right in to your business credit card. Spend Clarity is designed for businesses of all sizes and industries and allows you to:
- Control card usage and business spending.
- Set approved merchant categories and card limits.
- Streamline your card reporting.
- Enjoy easy integration into existing accounting software.
- Add virtual cards for single or recurring payments.
Business Low Rate
Business Rewards
Business credit card FAQs
What is a business credit card?
A business credit card is used by a business rather than for personal use. All businesses, no matter the size, can apply for a business credit card to use for their everyday spending.
What are the business card benefits?
Both of our business credit cards feature:
- Competitive variable interest rates¹
- Card controls through Visa Spend Clarity
- Multiple cards issued with your business name
- Global transaction capability
- Enhanced security with chip and tap-to-pay technology
- Same-day card issuance or replacement at any branch
- Card manager—Use the mobile app to freeze your card, change PINs, set travel notifications and instantly add your card to a mobile wallet
- No annual or balance transfer fees²
How do business credit cards work?
Business credit cards can be helpful to track spending, earn rewards and save money. Once a business is approved for a credit card, they will be given access to a revolving line of credit with a set credit limit and a competitive interest rate. The business can utilize the credit card to pay bills, make purchases and withdraw cash.2 There is also the opportunity to earn rewards with every purchase.
How do I add additional cardholders to my business account?
For Spend Clarity users, download this form and fill out the information for the new cardholder. Then, email the form that has been signed by a principal of the business to business@macu.com.
If you are not a Spend Clarity user or have questions, contact your business advisor, email us at business@macu.com or call us at 1-888-845-1850, option 2.
More resources
Debit Cards
Pay bills, make purchases and withdraw cash from your checking account.
Business Loans
Get the low-rate financing you need to grow your business with the #1 SBA lending credit union in the nation.
Business Services
Take advantage of a complete line of business services and cash management tools.
Business Retirement
Mountain America Investment Services will help you find a retirement plan that is the right fit for you and your employees.
- Variable annual percentage rate ranging from % to 18.00% based on card choice and creditworthiness.
- 1% foreign transaction fee. Balance transfers and cash advances will accrue interest from the date the transaction is processed. The annual percentage rate for cash advances is %.
