Boat Loans

Save a boatload
Finance your new or used boat at Mountain America and spend less time worrying about monthly payments and more time out on the water.

Make a splash with our boat financing


Whether you need financing for a new or used boat, or you want to refinance your current loan, you’ll get the financing you need at Mountain America. Our loans come with flexible terms and some of the lowest interest rates around. That means you can get a lower loan rate or monthly payment.

Our boat loans feature:

  • Fixed rates as low as 5.49% APR
  • No application fees
  • Terms up to 12 years*
  • Onsite financing at many dealerships
  • Rate discounts with MyStyle Checking℠

Save a boatload of money

Apply for your boat loan online, through the Mountain America mobile app or at a local branch. You can even ask for Mountain America financing at the dealership.

Apply today

Boat loan calculator



Boat Insurance

Personalized coverage

Customize an insurance policy that meets your individual needs.

PowerSports Protection

Affordable mechanical coverage

Make sure your boat repairs are covered.

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*Annual percentage rate. Loans on approved credit. Actual APR based on credit worthiness. See current rates and terms. Membership required–based on eligibility. Advertised rate includes 0.25% discount for MyStyle Checking. The minimum payment for a loan with a 5.49% APR and 12-year term is $9.50 per $1,000 borrowed.

**Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.