Home Loans

Low mortgage rates and superior service
With a diverse offering of mortgage products, Mountain America is your guide through the process of purchasing a new home or refinancing an existing mortgage.
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Use this free tool to get an instant mortgage quote, including the estimated rate, monthly payment, closing costs and other home-buying costs.

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Conventional Mortgages

Tailor a conventional mortgage loan to your current needs.

Mortgage Refinance Loans

Save money on your monthly payment by refinancing your mortgage.

First-Time Home Buyer

Get a low rate, flexible terms and up to 100% loan-to-value financing.
FHA Loans
Take advantage of this federal program to get a mortgage with a low down payment and lower closing costs.
VA Loans
Achieve a lower down payment, lower closing costs and additional loan protections with this federally-backed program for veterans.
Construction Loans
Build the home of your dreams with a low-rate construction loan. One-time and two-step options are available.
Lot and Land Loans
Before you build a custom home, you need to buy the land. Secure your plot with a lot or land loan.
Jumbo Loans
Get financing for homes valued above the conforming loan limit with Mountain America’s jumbo loans.
Rural Housing Loans
Get affordable home financing with a USDA Rural Housing loan from Mountain America.
Mini Mortgages
Shorten your loan term or save money on interest with this mortgage refinance option, all with no fees or closing costs.
Reverse Mortgages
Live comfortably at home in your golden years with a reverse mortgage from Mountain America.

Home Insurance

Get peace of mind

Protect your home, family and possessions with Mountain America Insurance.

Free Tool

Home Finder

View listings from all real estate agents in Utah. There's no need to look anywhere else for your next home.
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