Money Market Accounts

Turn your savings into earnings
Earn higher dividends than you would with a traditional online savings account.

Earn more with a money market account

A money market account from Mountain America is an easy way to grow your savings while maintaining accessibility to funds. Think of it as the best parts of a savings account and a CD combined into one amazing account.

What is a money market account?

A money market is a savings account that usually earns higher dividends than a traditional savings account. In this way, it’s similar to a CD or term deposit. However, the funds aren’t locked down for a set period of time, so you can access them when needed.

What are the benefits of a money market?

  • Competitive dividends paid monthly
  • No time frame for maturity
  • No penalty for early withdrawal
  • Higher dividends paid on higher balances
  • Only $2,500 to start account

Account details

  • Minimum balance of only $2,500
  • Earns dividends on average daily balance of $2,500 or more
  • Tiered dividend rates
  • Insured up to at least $250,000 by NCUA

Get your money market today

If you’re looking for a savings account with competitive rates and flexible withdrawal options, open your money market account online, at your nearest branch or over the phone at 1-800-748-4302.

Open an account

Rate & fee schedule

Rate Check

Money market accounts

Find out how much you could earn when you open an account.

Online Banking

Check on your money market

Conveniently access your money market accounts anytime, anywhere.

Mobile Banking

On-the-go access

Quickly manage your finances using a smartphone or tablet.