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Vehicle Loans
Get low-rate financing for a variety of new and used vehicles, including cars, trucks, SUVs, trailers, RVs, boats, ATVs and motorcycles.
Current vehicle loan rates
Check the latest interest rates for auto loans.
| Auto loans | Term | APR* | |
|---|---|---|---|
| Includes cars, pickup trucks, SUVs, etc. | New & used | 60 months (5 years) | % |
| 72 months (6 years) | % |
| Recreational vehicles | Term | APR* | |
|---|---|---|---|
| Small RV/ATV Includes ATVs, side-by-sides, motorcycles, dirt bikes, jet skis, snowmobiles, etc. | New | 60 months (5 years) | % |
| 72 months (6 years) | % | ||
| Used | Terms up to 60 months (5 years) | % | |
| Large RV Includes RVs, campers, toy haulers, trailers, etc. | New & used | ||
| Terms up to 180 months (15 years) | % | ||
| Boat loan | New & used | ||
| Terms up to 180 months (15 years) | % |
How to get a vehicle loan
If you are shopping for a new or used vehicle, here is a list to help you better understand the auto loan process.
- Check your credit score.
- Calculate your payment.
- Get preapproved at Mountain America Credit Union.
- Set your budget.
- Pick your vehicle.
- Finalize loan paperwork.
- Start loan payment.
Vehicle loan types
Auto loans
Lock in a low interest rate on your next car, truck, SUV or van loan. Purchase and refinancing options are available.
RV loans
Get the affordable financing you need to travel in style with an RV loan from Mountain America.
Travel trailer loans
Low-rate financing for campers, trailers, toy haulers, fifth wheels and more.
Boat loans
Experience the wind and water with low rates and flexible financing for your new or used boat.
Personal watercraft loans
Take advantage of Mountain America’s personal watercraft loans, featuring low rates and competitive terms.
Snowmobile loans
Be ready for cold-weather adventures by financing your snowmobile at Mountain America.
Additional loan types
Motorcycle loans
Get out on the highway quickly and affordably with our motorcycle loans.
Dirt bike loans
Hit the tracks and trails with dirt bike financing from Mountain America.
ATV loans
Go exploring with the best rate and terms on your new ATV or four-wheeler.
UTV loans
Team up with Mountain America for the best deals on side-by-side utility vehicle (UTV) loans.
Additional resources
Vehicle protection plans
Shield yourself from the cost of expensive mechanical breakdowns or electrical repairs.
* APR=Annual Percentage Rate (based on creditworthiness)
- Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
