Traditional Savings

Ready for what lies ahead
Life is filled with financial goals—a new car, a house, retirement—as well as financial emergencies, like a broken furnace or an unexpected medical bill. With a savings account, you’ll be ready.

Put your savings to work

Whatever your financial plans may be, Mountain America's traditional savings account is a great place to start. It can help you create a cash reserve to cover unexpected expenses or pay for planned expenses. Your money grows safely—building dividends—until you need it.

  • Great emergency cushion
  • Competitive savings rate compounded and paid monthly
  • Quickly and easily transfer funds using the mobile app or Online Branch
  • Secondary accounts available for planned expenses like vacations, education, holidays and gifts

Tip: Set up automatic transfers to move money into your savings account on a regular basis.


Account details

  • Only $5 to open a savings account
  • Requires an average daily balance of $5 to maintain account
  • No monthly service fees
  • Earns dividends on average daily balance of $100 or more
  • Insured up to at least $250,000 by NCUA

Get started today

It’s quick and easy to open your new savings account online. You can also visit a nearby branch or call 1-800-748-4302. 

Become a member

Rate & fee schedule

Online Banking

Fast, secure, convenient

Conveniently access your Mountain America accounts anytime, anywhere.

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Mobile Banking

Manage money on the go

Quickly manage your finances using a smartphone or tablet.