Numerous rewards, flexible point redemption
Business Rewards Credit Card
The rewards credit card for small and large businesses just got better. Enjoy the benefits of a competitive rate while earning points for cash back and gift cards.


Business Rewards credit card
Take your business spending further by earning rewards points on every dollar spent. Enjoy the convenience of online and mobile banking, overdraft services and a 25-day grace period on all purchases. This versatile card option includes plenty of great perks.


Earn up to 2.5 points for every dollar spent
- Earn 1.5 points for every dollar spent.
- Earn an additional .5 points per dollar on fuel, up to $20,000 annually.
- Earn an additional .5 points per dollar¹ when you spend over $250,000 annually.
- Redeem points for cash back and gift cards.
Enjoy these card features:
- Competitive variable interest rates
- Card controls through Visa® Spend Clarity
- Multiple cards issued in your business name
- Global transaction capability
- Enhanced security with chip and tap-to-pay technology
- No annual or balance transfer fees²
- Card manager—Use the mobile app to lock your card, change PINs, set travel notifications and instantly add your card to a mobile wallet
How to apply for a Business Rewards card
Apply for a Rewards business credit card at your nearest Mountain America branch or over the phone at 1-888-845-1850. Or schedule an appointment with one of our business banking experts.
Schedule an appointmentFind a branch
Get more with Business credit card benefits
Discover even more value every time you use your Business Rewards or Business Low Rate credit card. From day-to-day purchases to business travels, your card comes packed with built-in perks, including:
- Purchase security and extended protection
- OpenTable dining events
- Roadside Dispatch
- Spend Clarity spend management tools
If you don’t have a Business credit card, but would like to verify your eligibility, please contact the service center at 1-800-748-4302.
Additional resources
Debit Card
Pay bills, make purchases and withdraw cash from your checking account.
Lines of Credit
Get flexible financing for inventory needs, cash flow or a special project.
Business Services
Take advantage of a complete line of business services and cash management tools.
Loan Tips
- After spending $250,000 for the calendar year, you will earn an additional .5 points per dollar for the remainder of that year and the next year.
- Variable Annual Percentage Rate ranging from 15.25% to 18.00% based on creditworthiness. 1% foreign transaction fee. Balance transfers and cash advances will accrue interest from the date the transaction is processed. The Annual Percentage Rate for cash advances is 17.9%.