Limited-time balance transfer offer
3% Cash Bonus!
Get a 3% same-day cash bonus when you transfer a balance to a Mountain America credit card by May 15, 2026.
Explore low-rate card options and get a cash bonus!
Transfer your high-rate debt to a new Mountain America credit card by May 15, 2026, to get a 3% cash bonus—up to $500.¹ You’ll receive your bonus the same day the transfer is processed!
Apply onlineCalculate your cash bonus
Enter your total current card balance
By transferring your balance to Mountain America, you could get a
$150 cash bonus!How to get your bonus
If you don’t have a Mountain America credit card yet, you’ll need to take these two steps to qualify for this limited-time promotion.
1. Apply for a credit card
It’s quick and easy to apply for a Mountain America credit card through our mobile app, online or at a branch.
Our cards feature:- Low rates with no annual or balance transfer fees²
- Three cards to fit your style—Low Rate, Rewards and Cash Back
- Same-day card issuance or replacement at any branch
- Card manager—lock and unlock your card, change PINs, add your card to a mobile wallet and set travel notifications
- Free access to your credit score
2. Transfer a balance
After you open your credit card, there are several ways to transfer a balance. The easiest option is through online banking or the mobile app. Here’s how it works:
Online banking- Log in to the website.
- Select Transfer & Pay from the main menu.
- Choose the Balance Transfer option.
- Follow the steps.
Mobile app
Watch the demo video below for step-by-step instructions.
You may also call us toll-free at 1-800-748-4302 or visit a nearby branch.
- Loans on approved credit. Maximum bonus for the calendar year is 3% of the credit limit on your Mountain America credit card up to $500. Not available on balances transferred from an existing Mountain America loan. Business accounts not eligible. Balance transfers accrue interest from the date the transaction is processed. Cash bonus is considered interest and will be reported on IRS form 1099-INT. Variable annual percentage rate ranges from to 18.00% based on card type and creditworthiness. 1% foreign transaction fee. Membership required—based on eligibility. Terms, conditions and exclusions apply. This limited-time offer ends 5/15/26 and can change or be withdrawn at any time.
- 1% foreign transaction fee. Maximum variable APR of 18.00%.
