It's all about membership

Down-to-earth, friendly, gracious and financially smart. That’s our gene pool. And it’s pretty attractive to our more than 700,000 members who consider themselves family.

Mountain America membership

Mountain America membership

Make yourself at home—we’re family

We excel at providing low loan rates, high earnings, free services, handy banking technology and convenient locations—over 85 branches in five states and thousands of shared-branching locations nationwide. There’s bound to be one just around the corner from you, so come join the family.


More reasons for membership. Plenty more.

Hear what our members have to say

Hear what our members have to say


What some of our members are saying


“I love this credit union! Everybody is always helpful and knowledgeable. You take very good care of us.”
—Sally W.


“I just took out my second auto loan with MACU. I would not consider shopping elsewhere. The process was conducted quickly with no in-person meeting required. The staff is always so polite and helpful. Interest rates are great. Thank you so much MACU for a wonderful experience.”
—Jessica T.


“Great organization! Service is totally awesome. People (your employees) are courteous, friendly and helpful. You guys go the extra mile for your members. Thank you!”
—Member, Murray, UT


“Mountain America is the best credit union! They listen to their customers and truly want to provide amazing customer service!”
—Claudia C.


“Opening a new savings, checking and Visa acct. with Lisa at the Fort Union branch was a truly wonderful experience. I've always heard such nice things about Mountain America Credit Union and now I know why…great people! Thanks for the relaxing, fun and enjoyable experience of becoming a new member with MACU. I look forward to many years of being with you.”
—Sandra, Fort Union Branch


“I have been dealing with financial institutions for nearly 50 years. So I have had a lifelong experience. During all of those years my experience with Mountain America has been far and away the best. I'm a flakey customer, I admit. Yet, I am always treated professionally and with the utmost courtesy. I'm convinced that you exercise a hiring policy of hiring competent, efficient, professional and courteous employees, and it works! Thank you! Even when I have made a mistake and deserve curt—even angry—treatment, I have been treated with understanding—even compassion…Thank you, again!”
—Bob F.

Membership eligibility

To be eligible for membership, you must be one of the following:

  • Resident of:
    • Salt Lake County (UT)
    • Duchesne County (UT)
    • Wasatch County (UT) census tract 940300
    • Uintah County (UT) census tract 940100 or 940200
    Find your census tract number
  • Family member of existing Mountain America member, including:
    • Parent
    • Child
    • Spouse (including surviving spouse)
    • Sibling
    • Grandparent
    • Grandchild
    • Stepparent
    • Stepchild
    • Stepsibling
    • Adoptive relationship
  • Living with or under the same roof as existing Mountain America members
  • An employee or volunteer of a Select Employer Group (SEG) or affiliated association

Select Employer Group

See if your employer is a SEG by entering the name below.

Guiding You Forward

We're Mountain America Credit Union. As your financial partner, we'll help outfit you with the tools for the journey ahead—like convenient, flexible products and services designed around how you really live, as well as sound, timely advice to help steer you around any obstacles.

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