Extra coverage for the unexpected

Accidental Death and Dismemberment

Help protect your family's financial future with accidental death and dismemberment (AD&D) insurance.

mother and daughter embracing

Get no-cost AD&D coverage

Help protect your family's financial future with $3,000 TruStage™ accidental death and dismemberment insurance paid by Mountain America and underwritten by CMFG Life Insurance Company.¹

What is AD&D insurance?

AD&D is designed to be an affordable supplement to life insurance that pays a cash benefit if you die in a covered accident or have a covered injury caused by an accident.²

lake scenery with mountains in the background
antelope canyon

Benefits of coverage

Members 18 and older can take advantage of this supplemental plan. With TruStage AD&D insurance, you are:

  • Guaranteed acceptance—no medical exams or health questions.
  • Eligible for $3,000 AD&D insurance coverage (paid by Mountain America).
  • Pre-authorized for additional coverage up to $300,000 at group rates (paid by you).
  • Covered 24 hours a day.

Enroll now

File a claim

The simplest ways to submit a claim are online or over the phone at 1-800-779-5433, Monday through Friday, 7 a.m. to 5 p.m. CT. View additional claims methods.

File online
Woman holding her child

Life insurance

Give your loved ones peace of mind knowing they will be cared for if the unexpected happens.

People camping at night

Umbrella insurance

Extend the liability limits of your home, car and other applicable insurance policies.

Person with umbrella in a rainy forest

What puts you at risk?

Get answers to the top five questions about umbrella insurance.

  1. TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705

Base Policy Form Numbers: E10a-014-2012, 2018-ADD-POL-LSCU, 2018-ADD-POL-NC(WA), 2018-ADD-POL-IND(WA), 2018-ADD-POL(ID), 2018-ADD-POL, 2018-ADD-POL(OR).

Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC.

  1. All coverage reduces by 50% at age 70.

ADI-5631706.2-0824-0926