Mortgage Refinance Loans

A change for the better
Lower your monthly payment, tap into your home's equity or even change the loan terms, by refinancing your mortgage with Mountain America.

Get a better mortgage

If you're not happy with your mortgage loan, refinance it through Mountain America Credit Union. Let us help you achieve your financial goals—whether that involves lowering your payment or changing the loan term.

 

Reasons to refinance

There are a variety of reasons to consider a mortgage refinance. Here are the most common:

 
  • Lower your monthly payment—Take advantage of current refinance rates to reduce your monthly loan payments.
  • Pay off your mortgage faster—Switch to a shorter term and say goodbye to your mortgage sooner.
  • Consolidate debt—Utilize your home's equity to help pay off debt faster.
  • Get cash from your home—Use the equity in your home to provide funds for other purposes.
 

Refinance and save

Get started today by applying online or calling 1-800-277-7703. If you still have questions, schedule an appointment with one of our mortgage specialists.

 
Apply now Meet with a specialist
 


*On approved credit. Actual APR based on credit worthiness.

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Foreclosure Prevention

Mortgage Refinancing Interest Rates

Today's Rates
30-Year Fixed Mortgage
as low as
4.625
%
APR
Today's Rates
15-Year Fixed Mortgage
as low as
4.0
%
APR
Today's Rates
12 Year Fixed Mini Mortgage
as low as
4.74
%
APR
Today's Rates
10 Year Fixed Mini Mortgage
as low as
4.49
%
APR

Conventional Mortgages

Low rates, numerous options

Mountain American’s conventional mortgages provide a variety of affordable home-financing options.

Mini Mortgages

Refinance without closing costs

Shrink your loan term or save on interest with a mini mortgage from Mountain America.
Online mortgage rate quote

Get an Instant Quote

Use this free tool to get an instant mortgage quote, including the estimated rate, monthly payment, closing costs and other home-buying costs.

Get my instant rate quote
 

Home Insurance

Get peace of mind

Protect your home, family and possessions with Mountain America Insurance.

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