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New and Used Motorcycle Loans

Spend less time worrying about monthly payments and more time seeking adventure with new and used motorcycle financing from Mountain America.
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Calculate your motorcycle loan payment¹

Today's Rate

New & Used Motorcycle Loans

As low as

%
APR
$0.00

Monthly Payment

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Fast and easy financing for motorcycles

Get the low rates, low payments and flexible terms you deserve with a new or used motorcycle loan from Mountain America. Our motorcycle loans are perfect for cruiser, sport, touring and dual-purpose motorcycles. We also offer financing for dirt bikes. Refinancing options are also available to help you lower the rate or payment.

Features of our new and used motorcycle loans:

  • Fixed motorcycle loan rates as low as % APR
  • Loan terms up to 72 months (6 years)³
  • No application fees
  • Financing available at most dealerships
  • Rate discounts with MyStyle® Checking
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Motorcycle loan FAQs

How do you get a motorcycle loan?

Getting a motorcycle loan with Mountain America is fast and easy, especially when you apply online. You can also visit a Mountain America branch or request onsite financing—just tell the dealership you’re using Mountain America financing.

Prequalify for a motorcycle loan by calling our service center at 1-800-748-4302. You may be required to fax or email scanned copies of certain documents, like income verification, in order to prequalify. Once prequalified, we'll send the closing paperwork to your local Mountain America branch so you can sign the documents. If you are unable to visit a branch, the documents may be sent through Docusign. Your loan agent will work with you to make the process as easy as possible.

Is it hard to get a motorcycle loan?

Some financial institutions may make it difficult to get a motorcycle loan—we don’t. In a few minutes, you can apply online, over the phone or in person at a branch.

Is a motorcycle loan an auto loan?

No, while while these loans use the same application process, a motorcycle loan is different from an auto loan. You would get a motorcycle loan for a cruiser, sport, touring or dual-purpose motorcycle.

Can you refinance a motorcycle loan?

Yes, we offer motorcycle loan refinancing options if you want to lower your interest rate or your monthly payment. You'll need to fill out a loan application online, through the mobile app, at your local branch, or by calling the service center at 1-800-748-4302.

A Mountain America loan officer will then review your application, and if you qualify for a lower interest rate, we will work with you to set your new loan terms. Once approved, we'll send the closing paperwork to your local Mountain America branch. If you are unable to visit a branch, the documents may be sent through Docusign. Your loan agent will work with you to make the process as easy as possible.

Apply for a loan today

Apply today for your new or used motorcycle loan online by clicking the button below. Or, apply at a local branch.
You can even ask for Mountain America financing at the dealership.

Apply now

Additional resources

Motorcycle

Motorcycle Insurance

We'll work with the top insurance providers to customize a policy for your bike. Get a free quote today!
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PowerSports Protection

Make sure your dirt bike repairs are covered with an affordable vehicle protection plan.
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Before You Buy

Do your homework before you buy your next car or motorcycle. Our free e-book gives you tips to get the best deal.
  1. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.


  2. Loan rate discount valid on new loans only.