Youth Savings

A financial head start for kids
Save for your kids' future while teaching them smart money habits.

Good financial habits start here

Start your kids on the path to financial success with a youth savings account. It gives kids 12 and younger the opportunity to start saving money and make deposits and withdrawals. They will also learn about dividends and how a savings account can help them earn more money.


Plus, parents can link youth savings accounts to their primary account, giving them the ability to monitor all accounts using one online or mobile banking login.


Account details

  • Only $5 to open a savings account for children
  • Requires an average daily balance of $5 to maintain
  • Minors must have a joint on the account over 18
  • No monthly service fees
  • Earns dividends on average daily balance of $5 or more
  • Automatically converts to primary savings at age 18

Give your kids a financial head start

Open a youth savings account today online, at your nearest Mountain America branch, or over the phone at 1-800-748-4302.

Open your account

Mountain America Credit Union does not collect or use personal information from children under 13. For more information about the Children’s Online Privacy Protection Act (COPPA), visit the FTC website.

Rate & fee schedule
Youth Term Deposit
Save for long-term goals.
Online Banking
Stay in touch with your money.
Mobile Banking
Manage your money on the go.
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