Loan Skip-a-Payment

Loan payment extension program
Stretch your budget further with our program that lets you skip two loan payments.

Sometimes you need to stretch your budget due to unforeseen expenses. Mountain America can help you with our skip-a-payment loan extension program. It's a convenient way to help cover unexpected costs like holiday expenses, medical bills and tax payments.


What Does Skip-a-Pay Include

  • Skip up to 2 payments every 12 months.*
  • It's available on most auto and personal loans.
  • It's only $25 per skip.

How to Skip a Payment

Skipping a loan payment is easy and only takes a few minutes.

  • Log in to Online Branch.
  • Click the Transfers & Payments tab.
  • Select Skip-a-payment.
  • Choose the appropriate loan.
  • Select your preferred payment method for the $25 fee.

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*Skip-a-Payment is not a forgiveness of the monthly payment rather a deferment of the payment and the postponed payment will be added to the end of the loan which may cause the final payment to be due later than usual. Interest will continue to accrue for the deferred payment.