Cookie Notice

Effective: June 1, 2026

Mountain America Credit Union (collectively, “Mountain America,” “we,” “us,” “our”) respects your privacy and is committed to protecting the personal data we hold. By using our website located at https://www.macu.com/ (the “Services”) with your browser set to accept cookies, you acknowledge and agree that we use cookies and similar technologies to operate and improve our Services. You can manage or withdraw your cookie preferences at any time through our Cookie Preference Center or your browser settings.

This Cookie Notice covers cookies and similar tracking technologies used on our websites and digital platforms. Information we collect and use to manage your financial accounts and related services is governed by our Consumer Privacy Notice.

What are cookies and pixel tags?

Cookies are small strings of text or computer code stored locally on your device that allow us, ad networks and our third-party service providers, to identify your browser and/or device as you browse the internet. Cookies can be placed, read and/or written to by our Services, or other websites or services that recognize a particular cookie, which allows the website to “remember” or “recognize” a particular browser or device and, in some cases, store information about that browser or device.

Certain types of cookies or cookie-like functionality may be placed or activated through browser add-ons. While these cookies are stored differently, their functionality and purpose are generally similar to other cookies.

Cookies are often used in conjunction with “pixel tags” (also known as “web beacons” or “clear gifs”). Pixel tags are small images that we, our analytics providers, advertisers and other third parties can use to interact with cookies and other tracking technologies.

For more information about cookies, please see www.allaboutcookies.org.

How long are cookies stored on my system?

Session Cookies. Session cookies are stored for the duration of a browser session; when you close the browser, the cookie is deleted.

Persistent Cookies. Persistent cookies are stored for a preset amount of time (often between ninety (90) days and two years, depending on the application) and are typically not deleted when a browser session is closed.

What cookies do we use, and why?

Required Cookies. Some cookies are necessary to allow you to browse the Services and access certain pages. Required cookies are necessary for the Services, or certain functionality on the Services, to work properly, and we do not use these cookies to collect personal data about you.

Disabling or removing these cookies may prevent the Services, or certain functionality on the Services, from working correctly or at all.

Advertising Cookies. We allow third-party advertisers, including advertising providers and ad networks, to place and/or activate cookies, pixel tags and/or other tracking technologies designed to enable advertising on your device and deliver it to you across the internet.

These Services may collect information and data about your activities online, both on the Services and across third-party pages or platforms that participate in the ad network. This process helps us track the effectiveness of our marketing efforts and deliver advertising to you. These ad networks, in connection with cookies, pixel tags and other tracking technologies: (i) help deliver online behavioral advertisements, either by us, our affiliates or third parties; (ii) may prevent you from seeing the same advertisements too many times; and (iii) help us, our service providers and/or our other partners, as further described below, understand the effectiveness of the advertisements that have been delivered to you.

Disabling or removing these cookies, resetting your advertising identifier or opting out of online behavioral advertising altogether may result in advertising that is repetitive and less targeted to you.

Analytical Cookies. We use analytical cookies, pixel tags and/or other tracking technologies to collect information about how users interact with our Services, both on the Services and across third-party websites or platforms. These technologies help us understand how our Services are used, monitor and improve performance, identify usage trends and measure the effectiveness of our content and features.

The information collected through analytical cookies may include details such as pages visited, time spent on pages, referring to URLs, device and browser information and error reports. This data is generally aggregated and used for statistical and analytical purposes to help us improve the functionality and user experience of our Services.

Uncategorized Cookies. These are cookies that have been detected on our website but have not yet been assigned to a specific category. This usually happens when new cookies appear due to updates or changes in our systems or third-party tools. While we work to review and properly categorize them timely, at any time before categorization, you can view and choose to disable Uncategorized Cookies in your preferences.

How do I control or make choices about cookies and tracking technologies?

Managing Cookies. You can manage or withdraw your cookie preferences at any time through our Cookie Preference Center by clicking on “Cookie Preferences” at the bottom of any www.macu.com webpage or by adjusting your browser settings. Most browsers accept cookies automatically, but you can choose to block or delete them. Blocking some cookies may affect how our website functions.

Analytics. If you wish to opt out of Google Analytics, you can download and install an opt-out browser add-on for certain browsers at the link listed here: https://chromewebstore.google.com/detail/google-analytics-opt-out/fllaojicojecljbmefodhfapmkghcbnh?hl=en&pli=1

Advertising. Certain devices and browsers allow you to reset your advertising identifier at any time by accessing the privacy settings on your device in order to restrict the delivery of tailored in-application advertisements. Consult your device’s documentation for more information about how to do this.

How to contact us

Please contact us if you have any questions about this cookie policy or the information we hold about you.

Address:
Mountain America Credit Union – Privacy Team
P.O. Box 2331
Sandy, UT 84091

E-mail:
privacy@macu.com

Phone:
1-800-748-4302

For more information, visit macu.com/privacy