Mini Mortgage Loans

Shrink your mortgage
Pay off your home loan faster, save on interest or both with a mini mortgage from Mountain America.

A remarkable way to refinance

When it comes to refinancing your mortgage, there are a variety of options. One you may not be familiar with is a mini mortgage from Mountain America. It’s called “mini” because the loan term is shorter than your standard home loan. This refinance option is a great way to shrink your loan term and pay it off sooner. Or if you have only a dozen or so years left on your mortgage, you can use the mini mortgage to lower your interest rate, saving money on monthly payments.


Benefits of a mini mortgage

  • Low rates
  • Up to 90% LTV financing
  • No fees or closing costs on loans under $250,000 (some conditions apply)
  • Potential tax advantages on interest paid**

Make your mortgage mini

Get started today by applying online or scheduling an appointment with one of our mortgage specialists.

Apply now  Meet with a specialist

**Consult your tax advisor. If loan amount exceeds the value of the dwelling, the interest on the excess amount is not tax deductible.

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Mini Mortgage Interest Rates

Today's Rates
5-Year Fixed Mini Mortgage
as low as
Today's Rates
7-Year Fixed Mini Mortgage
as low as
Today's Rates
10-Year Fixed Mini Mortgage
as low as
Today's Rates
12-Year Fixed Mini Mortgage
as low as
Online mortgage rate quote

Get an Instant Quote

Use this free tool to get an instant mortgage quote, including the estimated rate, monthly payment, closing costs and other home-buying costs.

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Conventional Mortgages

Low rates, numerous options

A flexible and affordable way to refinance.

Home Insurance

Get peace of mind

Protect your home, family and possessions with Mountain America Insurance.

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