Refinance your mortgage
Home Equity Loan (First Mortgage)
A remarkable way to refinance
When it comes to refinancing your mortgage, there are a variety of options. One you may not be familiar with is a home equity loan (first mortgage) from Mountain America.
This loan term is shorter than your standard home loan—a great way to shrink your loan term and potentially pay it off sooner. Or if you have only a dozen or so years left on your mortgage, you may be able to lower your interest rate and save money on monthly payments.
Benefits of a home equity loan (first mortgage)
- Low rates
- Up to 85% LTV financing
- No fees or closing costs on loans under $400,000¹ (some conditions apply)
- Potential tax advantages on interest paid²
Get started today by applying online or scheduling an appointment with one of our mortgage specialists.
Apply nowToday's loan rates
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Fixed rate
10-year Fixed Home Equity Loan (First Mortgage)
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Fixed rate
12-year Fixed Home Equity Loan (First Mortgage)
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Fixed rate
15-year Fixed Home Equity Loan (First Mortgage)
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Conventional mortgages
With competitive rates and flexible terms, we'll help you finance the home of your dreams.
Home insurance
Get peace of mind by protecting your home, family and possessions with Mountain America Insurance.
- Minimum loan amount $12,000. Some conditions and restrictions may apply. Some fees may apply that can range from $10 to $5,000. Rates subject to change. Property insurance is required. Actual APR based on creditworthiness. For loans secured by a first lien, payments do not include taxes and insurance and the actual payment obligation will be greater. No annual maintenance fee.
- Consult your tax advisor. If loan amount exceeds the value of the dwelling, the interest on the excess amount is not tax deductible.
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