Mini Mortgage Loans

Shrink your mortgage
Pay off your home loan faster, save on interest or both with a mini mortgage from Mountain America.

A remarkable way to refinance

When it comes to refinancing your mortgage, there are a variety of options. One you may not be familiar with is a mini mortgage from Mountain America. It’s called “mini” because the loan term is shorter than your standard home loan. This refinance option is a great way to shrink your loan term and pay it off sooner. Or if you have only a dozen or so years left on your mortgage, you can use the mini mortgage to lower your interest rate, saving money on monthly payments.

 

Benefits of a mini mortgage

  • Low rates
  • Up to 90% LTV financing
  • No fees or closing costs on loans under $250,000 (some conditions apply)
  • Potential tax advantages on interest paid**
 
 

Make your mortgage mini

Get started today by applying online or scheduling an appointment with one of our mortgage specialists.



Apply now  Meet with a specialist


**Consult your tax advisor. If loan amount exceeds the value of the dwelling, the interest on the excess amount is not tax deductible.
 


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Mini Mortgage Interest Rates

Today's Rates
5-Year Fixed Mini Mortgage
as low as
3.99
%
APR
Today's Rates
7-Year Fixed Mini Mortgage
as low as
4.24
%
APR
Today's Rates
10-Year Fixed Mini Mortgage
as low as
4.49
%
APR
Today's Rates
12-Year Fixed Mini Mortgage
as low as
4.74
%
APR
Online mortgage rate quote

Get an Instant Quote

Use this free tool to get an instant mortgage quote, including the estimated rate, monthly payment, closing costs and other home-buying costs.

Get my instant rate quote
  

Conventional Mortgages

Low rates, numerous options

A flexible and affordable way to refinance.

Home Insurance

Get peace of mind

Protect your home, family and possessions with Mountain America Insurance.

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