Shrink your mortgage
Mini Mortgage Loans
A remarkable way to refinance
When it comes to refinancing your mortgage, there are a variety of options. One you may not be familiar with is a mini mortgage from Mountain America. It’s called “mini” because the loan term is shorter than your standard home loan. This refinance option is a great way to shrink your loan term and pay it off sooner. Or if you have only a dozen or so years left on your mortgage, you can use the mini mortgage to lower your interest rate, saving money on monthly payments.
Benefits of a mini mortgage
- Low rates
- Up to 85% LTV financing
- No fees or closing costs on loans under $250,000 (some conditions apply)
- Potential tax advantages on interest paid*
Make your mortgage mini
Get started today by applying online or scheduling an appointment with one of our mortgage specialists.
Apply nowMini Mortgage Interest Rates
Conventional Mortgages
With competitive rates and flexible terms, we'll help you finance the home of your dreams.
Home Insurance
Get peace of mind by protecting your home, family and possessions with Mountain America Insurance.
*Consult your tax advisor. If loan amount exceeds the value of the dwelling, the interest on the excess amount is not tax deductible.
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