Lot and Land Loans

Buy it to build on it
You’ve found the perfect plot of land. Now it’s time to finance it with a lot or land loan from Mountain America.

Your dream home starts with the dream location

If you've found the ideal piece of land for your dream home, but you're not yet ready to break ground, Mountain America's lot loan is the solution for you. Our land-only financing is an easy and affordable way to purchase a residential lot or land suitable for construction of your new home.

Lot and land loan features

  • Up to 80% financing on approved credit*
  • Fully amortizing fixed-rate and balloon options
  • Limited refinancing options**
  • Easy online application process
  • Easy conversion to a construction loan

Get your lot or land loan

Apply online or call 1-800-277-7703. If you still have questions, schedule an appointment with one of our mortgage specialists.

Apply now Meet with a specialist

*On approved credit. Actual APR based on credit worthiness.
**Contact a mortgage specialist for details. Three months of Mountain America membership required. One lot loan per member.

View dispute and mortgage servicing contact information.

Foreclosure Prevention
Online mortgage rate quote

Get an Instant Quote

Use this free tool to get an instant mortgage quote, including the estimated rate, monthly payment, closing costs and other home-buying costs.

Get my instant rate quote

Construction Loans

Build your dream home

Get financing for the construction of your custom home.

Home Insurance

Get peace of mind

Protect your home, family and possessions with Mountain America Insurance.

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