Our Story

Mountain America is a federally-chartered credit union, regulated by the National Credit Union Administration (NCUA), an agency of the federal government.

Mountain America Credit Union is a member-owned, not-for-profit, full-service financial institution providing:
Mountain America is a federally-chartered credit union, regulated by the National Credit Union Administration (NCUA), an agency of the federal government. Savings are federally insured to at least $250,000 per account and are backed by the full faith and credit of the United States Government.

Our History

Formed in 1934, Mountain America was originally the Salt Lake Telephone Employees Credit Union. However, after merging with Postal Workers Credit Union in 1984, the credit union changed its name to Mountain America to better reflect the diversity of our membership. In 1988, Mountain America merged with Utah State Credit Union, becoming the second largest credit union in Utah and setting our course as a modern, full-service financial institution.

Today, our extensive network of branches and ATMs spans much of the Intermountain West, including Utah, Idaho, Nevada, Arizona and New Mexico. We also belong to an extensive shared branching network as well as several ATM networks, including the CO-OP Network, which allows members to complete surcharge-free transactions at more than 30,000 ATMs nationwide AND 5,000 shared-branching locations.

For more information about Mountain America, check out our Fact Sheet.

Newsroom

View press releases and learn more about Mountain America Credit Union.

Newsletter

View our quarterly online newsletter.

Insurance products offered by Mountain America Insurance Services, LLC, are not a deposit, not an obligation of or guaranteed by any credit union, not insured by the NCUA, and in the case of life insurance, may go down in value.

Purchasing of insurance products will not affect the extension of credit in any way.

Our Philosophy


Mountain America Credit Union's Mission Statement is:

We Are Quality People
Providing Quality Products and Service
Through Quality Delivery Systems



Our purpose is to help members enjoy a good life by providing them a positive incentive to save and manage their finances. We also give members easy access to their accounts and allow them to control their funds in a variety of ways, including ATMs, online home banking, mobile banking, direct deposit, Touch-Tone Teller, automatic payment options and access through a large branch network. When making decisions, we always put members' needs first. It's just the way we do business and a part of the "people helping people" philosophy of credit unions.


Our Offerings

Mountain America delivers its unparalleled service through innovation and state-of-the-art technology, without sacrificing quality for convenience. Committed to leadership through innovation, Mountain America continually educates its members about the convenience and easy access of its top-tier automated services.  Each branch has its own on-site Tech Champion—an employee who is dedicated to helping members use all of our technologically advanced product offerings.

As a full-service financial institution we provide:

Website Services

In October 2013, Mountain America launched its newly designed website, www.macu.com, which is easily navigable and offers features that keep the latest information on our products and services at the touch of a fingertip. Visitors can apply for membership, apply for loans (auto, mortgage, personal, etc.), look up current interest rates, use special calculators to figure auto and mortgage payments, locate a nearby branch, find no-fee ATMs or even tally up retirement savings. 

Additionally, the Mountain Money Blog provides an abundance of financial articles of interest for all ages.

Online & Mobile Services

With all account information on screen, members can monitor account activities, track cleared checks, transfer funds, deposit checks, pay Mountain America loans as well as other institutions, and even pay friends and family—all at their convenience. These same transactions can be performed 24/7 through Mountain America’s Touch-Tone Teller or CARL audio response systems and via smartphones or tablets. This includes mobile banking, mobile deposit, eStatements, alert notifications and proprietary money managers.

Send Money

With just a mobile phone number or email address, Mountain America members can now send money to anyone, anytime and anywhere. It’s easy to transfer funds to individuals, no matter where they bank, and it doesn’t require cash, checks or wire transfers. These transactions are powered by PayPal™, and enable members to split dinner checks, pay babysitters, send money to family overseas, send money to kids at college, pay a handyman and more.

Insurance products offered by Mountain America Insurance Services, LLC, are not a deposit, not an obligation of or guaranteed by any credit union, not insured by the NCUA, and in the case of life insurance, may go down in value.

Purchasing of insurance products will not affect the extension of credit in any way.

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Saturday - Sunday: Closed

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