Shrink your mortgage
Home equity loan (first mortgage)
A remarkable way to refinance
When it comes to refinancing your mortgage, there are a variety of options. One you may not be familiar with is a home equity loan (first mortgage) from Mountain America. This loan term is shorter than your standard home loan. This refinance option is a great way to shrink your loan term and pay it off sooner. Or if you have only a dozen or so years left on your mortgage, you can use the home equity loan (first mortgage) to lower your interest rate, saving money on monthly payments.
Benefits of a home equity loan (first mortgage)
- Low rates
- Up to 85% LTV financing
- No fees or closing costs on loans under $250,000 (some conditions apply)
- Potential tax advantages on interest paid*
Get started today by applying online or scheduling an appointment with one of our mortgage specialists.
Apply nowHome Equity Loan (First Mortgage) Interest Rates
Conventional Mortgages
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*Consult your tax advisor. If loan amount exceeds the value of the dwelling, the interest on the excess amount is not tax deductible.
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