Home Equity Loan

A home equity loan from Mountain America can readily provide you the cash to eliminate credit card debt, remodel the kitchen, buy a car or relieve other financial obligations.

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Home is where the heart is. It's also where the cash is.

A home equity loan from Mountain America can readily provide you the cash to eliminate credit card debt, remodel the kitchen, buy a car or relieve other financial obligations.   
Our Home Equity Loan1 fixed rates are low so you can afford to finance virtually any project or need.  Go ahead, use your imagination.  What could that equity help you accomplish?  Allow us to offer a few ideas:
  • Debt consolidation
  • Educational costs
  • Medical expenses
  • Start-up business expenditures
  • Vehicle purchase
  • Home renovations

How does a home equity loan work? In a word, well.

It’s a rather simple premise.  You have equity in your home.  A home equity loan lets you borrow money, using that equity as collateral. You receive a lump sum of money that is repayable over a fixed term, giving you the security of a locked-in rate and a consistent monthly payment2. Plus, unlike most types of consumer loans, the interest on a home equity loan may be tax deductible3.

The reasons to get a Home Equity Loan really add up.

It doesn’t take a mathematician to calculate the value of these advantages:
  • Low fixed rate
  • Up to 90% LTV-combined financing
  • No origination fee
  • No closing costs
  • 1st and 2nd mortgage options
  • 5-, 7-, 10- and 12-year terms
  • Interest paid can carry tax advantages (consult your tax advisor)

NEXT STEP? APPLY FOR YOUR LOAN.

Loans subject to credit approval. See current rates and terms. The minimum payment for a loan with a 4.00% APR and 12-year term is $8.76 per $1,000 borrowed.  See our Loan Calculator for specific examples.  

See current rates. See terms, conditions and restrictions. No fees for loan amounts under $250,000. Minimum loan amount $8,000.

1Loans subject to credit approval.
2Consult your tax advisor.
3Members applying for a home equity loan who live in manufactured homes will need to pay for an appraisal.

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