Home Equity Loan

Looking for a reliable way to borrow money? You may be sitting inside the best resource to help you secure a loan: your home. A home equity loan from Mountain America can give you the cash you need to pay down credit card debt, remodel the kitchen, buy a car or take care of other financial obligations.

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Home Equity Loan

Looking for a reliable way to borrow money? You may be sitting inside the best resource to help you secure a loan: your home. A home equity loan from Mountain America can give you the cash you need to pay down credit card debt, remodel the kitchen, buy a car or take care of other financial obligations.

Why a Home Equity Loan?

You can borrow a lump sum of money based on the equity in your home as collateral and use the funds for projects or debt payments. The loan is repayable over a fixed term. A home equity loan gives you a secure locked-in rate and a consistent monthly payment. The interest may even be tax deductible.*

Work with Mountain America for your home equity loan.

When you need more cash, a Mountain America home equity loan helps you take care of business for car repairs, home improvements, medical bills, tax payments, debt consolidation and more, including:
  • Low interest rates that stay the same over the life of your loan
  • Up to 90% loan to value combined financing
  • No origination fees
  • No closing costs
  • 1st and 2nd mortgage options**
  • Various terms available
  • Possible tax advantages on interest paid

How can you use a home equity loan?

Our home equity loans can be used to finance virtually any project or need. Allow us to offer a few ideas:
  • Educational costs
  • Medical expenses
  • Start-up business expenditures
  • Vehicle purchase
  • Home renovations
  • And more

How does a home equity loan work?

A home equity loan lets you borrow money, using that equity you have built in your home as collateral. You receive a lump sum of money that is repayable over a fixed term, giving you the security of a locked-in rate and a consistent monthly payment. Plus, unlike most types of consumer loans, the interest on a home equity loan may be tax deductible2.

Apply for a Home Equity Loan from Mountain America Credit Union by clicking the button below, visit your nearest Mountain America branch or call 1-800-748-4302. 

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Take the next step: Apply for a home equity loan.

*Consult your tax advisor
**Terms and conditions apply. Subject to credit approval. Minimum loan amount $8,000. Property insurance is required and taxes and insurance are not included in the monthly payment. Members applying for a home equity loan who live in manufactured homes will be required to pay for an appraisal.

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