Home Equity Loan

Looking for a reliable way to borrow money? You may be sitting inside the best resource to help you secure a loan: your home. A home equity loan from Mountain America can give you the cash you need to eliminate credit card debt, remodel the kitchen, buy a car or take care of other financial obligations.

APPLY NOW

Home Equity Loan

Looking for a reliable way to borrow money? You may be sitting inside the best resource to help you secure a loan: your home. A home equity loan from Mountain America can give you the cash you need to eliminate credit card debt, remodel the kitchen, buy a car or take care of other financial obligations.

Why a Home Equity Loan?

You can borrow money using the equity in your home as collateral. Upon acceptance, you receive a lump sum of money to use for projects or debt payments. The loan is repayable over a fixed term. A home equity loan gives you a secure locked-in rate and a consistent monthly payment. The interest may even be tax deductible.

Apply today for a home equity loan and use it for new projects, debt consolidation and more.

Home Equity Loan Interest Rates.

Product Rate Fixed APR
AS LOW AS
Home Equity Loan 4.99% 4.99% Intro
Home Equity Line of Credit 2.49% 2.49% Intro

Work with Mountain America for your Home Equity Loan.

When you need more cash, a Mountain America home equity loan helps you take care of business for car repairs, home improvements, medical bills, tax payments, debt consolidation and more, including:
  • Low interest rates that stay the same over the life of your loan
  • Up to 100% LTV-combined financing
  • No origination fees
  • No closing costs
  • 1st and 2nd mortgage options
  • Terms for 5, 7, 10 or 12 years
  • Possible tax advantages on interest paid (consult your tax advisor)

What can you use a Home Equity Loan for?

Our home equity loans can be used to finance virtually any project or need. Go ahead, use your imagination. Allow us to offer a few ideas:
  • Educational costs
  • Medical expenses
  • Start-up business expenditures
  • Vehicle purchase
  • Home renovations
  • And more

How does a home equity loan work?

A home equity loan lets you borrow money, using that equity you have built in your home as collateral. You receive a lump sum of money that is repayable over a fixed term, giving you the security of a locked-in rate and a consistent monthly payment3. Plus, unlike most types of consumer loans, the interest on a home equity loan may be tax deductible2.

Don't wait! Apply for a Home Equity Loan from Mountain America Credit Union today and tap into the unused equity you've built in your home. Apply online now by clicking the button below, or visit your nearest Mountain America branch, or call 1-800-748-4302. 

Apply Online Now

Take the next step: Apply for a home equity loan.

Loans subject to credit approval. See current rates and terms. The minimum payment for a loan with a 4.00% APR and 12-year term is $8.76 per $1,000 borrowed.  See our Loan Calculator for specific examples.  

See current rates. See terms, conditions and restrictions. No fees for loan amounts under $250,000. Minimum loan amount $8,000.

1Loans subject to credit approval.
2Consult your tax advisor.
3Members applying for a home equity loan who live in manufactured homes will need to pay for an appraisal.

Connect with us

Live Help

Chat With A Member Of Our Support Team

First Name
*
Last Name
*
Email
*
Topic
*

*

CHAT SUPPORT IS AVAILABLE

Monday - Friday: 9:00 AM - 6:00 PM MDT
Saturday - Sunday: Closed

Check out our FAQs

Which type of account would you like to register?

(including re-registrations)