Home Equity
Line of Credit

If you’re ready to finish your basement, consolidate credit card debt or buy a new car, but need extra money to do these things, then you need a Home Equity Line of Credit from Mountain America.

APPLY NOW

Home Equity
Line of Credit

If you’re ready to finish your basement, consolidate credit card debt or buy a new car, but need extra money to do these things, then you need a Home Equity Line of Credit from Mountain America.

A Home Equity Line of Credit from Mountain America—Think Outside the Home

If you have gained equity in your home over a number of years, you can leverage that equity into a Home Equity Line of Credit from Mountain America! It’s a line of revolving credit that uses the available equity in your home. You’ve earned that equity, thanks to hard work and time. 

Interest rates on a home equity credit line are typically lower than a standard credit card, and can be used to eliminate credit card debt, remodel the kitchen, buy a car or relieve other financial obligations. Contact Mountain America to learn how your Home Equity Line of Credit can be used for:
 
  • Debt consolidation
  • Educational costs
  • Medical expenses
  • Start-up business expenditures
  • Vehicle purchases
  • Home renovations
The Mountain America Home Equity Line of Credit is much like a credit card or any other type of open-ended credit. You can borrow money as needed, up to the credit limit, just by using your Mountain America Equity Visa® Card. There is no need to reapply. Plus, unlike almost any other type of consumer loan, the interest on a home equity loan may be tax deductible.**

Get a Mountain America Home Equity Line of Credit today!

Here are 8 good reasons to get your Mountain America Home Equity Line of Credit:
  • Intro rates as low as 2.49% APR (normally 4.00%)***
  • Interest-only options
  • Up to 100% LTV combined financing
  • No origination fees or closing costs options*
  • No annual maintenance fees
  • Potential tax advantages**
  • Access via Equity Visa Card or check
  • Borrow, repay and borrow again without reapplying 

Mortgage & Home Improvement Tips

The Benefits of Home Ownership

Buying your first home is an important step on the path to achieving the American... Read More »

Day Trippin’ in Utah – Extreme Fun in Ogden

In this last installment of Day Trippin’ in Utah, we take you skydiving, surfing and... Read More »

How to Get Your Credit Score Ready for Buying a Home

Lenders use a variety of tools to determine your likelihood of repaying your home loan,... Read More »

Mountain America Credit Union and The Humane Society of Utah

Mountain America Credit Union is constantly looking for ways to help improve our community. After... Read More »

How to Budget for Buying a Home: 6 Things to Consider

You’ve thought about neighborhoods, schools and even what type of home suits your tastes. And... Read More »

Let’s Take a Moment to Celebrate Home

Home is where the heart is. There is no place like home. Home is the... Read More »

Three easy ways to apply:

* No fees for loan amounts under $250,000.  Minimum loan amount $8,000.
** Consult your tax advisor.
*** Introductory rates as low as 2.49% APR. For new equity loans only. After six months, the introductory rate will convert to a variable annual percentage rate of prime plus (prime is determined by the Federal Reserve). Maximum interest rate over the life loan is 18%. Minimum interest rate over the life is 4%. Some restrictions may apply. Limited time offer.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

 

Connect with us

Live Help

Chat With A Member Of Our Support Team

First Name
Last Name
Email
Topic
Submit

CHAT SUPPORT IS AVAILABLE

Monday - Friday: 9:00 AM - 6:00 PM MDT
Saturday - Sunday: Closed

Check out our FAQs

Which type of account would you like to register?

(including re-registrations)