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Fact Sheet

Corporate Headquarters

Mountain America Credit Union
Corporate Headquarters
7181 S. Campus View Dr.
West Jordan, Utah 84084
1-800-748-4302
www.macu.com

About Us

Mountain America Credit Union is a federally chartered credit union, regulated by the National Credit Union Administration (NCUA), an agency of the federal government. We are a full-service financial institution and are one of the largest credit unions in the U.S.

As a credit union, Mountain America is a member-owned, not-for-profit financial cooperative dedicated to improving its members' lives. In fact, credit unions are the only democratically-controlled financial institutions in the U.S. Members elect a volunteer board of directors to oversee the credit union. The President/CEO (currently Sterling Nielsen) reports to this board. In contrast, banks are for-profit entities, run by paid board directors, with all profits benefitting bank shareholders.

Because credit unions aren't focused on making a profit, we're able to offer lower rates on loans and credit cards as well as higher earnings on savings, money market and interest-bearing checking accounts-giving back more to members. Additionally, credit unions educate members about money matters. We provide resources, such as in-branch financial advisors, online and print newsletters, educational brochures, seminars and community involvement, to help members and nonmembers alike make informed financial decisions.

Our purpose is to help members enjoy a good life by providing them a positive incentive to save and manage their finances. It's part of our philosophy of "people helping people."

Vision

Mountain America is in business to help its members achieve their financial dreams.

Founded

In the 1930s.

Company Type

We are a member-owned, not-for-profit, cooperative financial institution offering a full range of financial products and services.

Charter Type

Federal

Regulatory Agency

National Credit Union Administration (NCUA)

Leadership

Board of Directors - Nine directors are elected to three-year terms

President/CEO - Sterling Nielsen

Branches and ATM Network

Today, our extensive network of branches and ATMs spans much of the Intermountain West, including Utah, Idaho, Nevada, Arizona and New Mexico. We also provide financial services through online and mobile banking, automated phone banking and a toll-free Call Center. Moreover, we belong to an extensive shared branching network, which allows members to complete surcharge-free transactions at more than 30,000 ATMs nationwide and 5,000 shared-branch locations. This network includes the CO-OP Network, the largest no-fee ATM network in the western US.

Employer Groups

Many area employers have aligned with Mountain America, thereby offering their employees the opportunity to join Mountain America Credit Union and share in the benefits. These companies include L-3 Communications, Questar Gas, Novell, State of Utah, Smith's Food and Drug, Salt Lake County employees, and more than 3,800 others.

Insurance

Deposits insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the U.S. government.