Accounts

MyStyle® Checking

Get the checking account with built-in lifelines.

See all the benefits
Checking
Savings
Cards
Business
Rates
Find a Branch
Schedule an Appointment
Loans & Cards

Use any card, win any trip

Shop for a chance to win a $5,000 vacation voucher. Limited time offer.

Learn how
Vehicle
Credit Cards
Loan Calculators
Home
Home Equity
Personal
Rates
Skip a Pay
Investments

Gear up with $250

Receive a bonus when you open a new investment account, such as an IRA or individual brokerage account.

See how
Wealth Management
Retirement Planning
Calculators
Certificate Accounts
About LPL
Contact Us
Services

All-in-one digital banking

Quickly and easily manage your finances with our full menu of online and mobile banking solutions.

See how
Digital Banking
Insurance
Protection
Other Services
Education

Learn while you play

Play Banzai, the free financial education program that makes it fun to learn about budgeting, paying for college, saving for a home and paying off debt.

Learn more
Financial Guidance Hub
Resources
Must Reads
Help Center
Find a Branch
Fraud Prevention
Business

The leader in business lending

Mountain America powers your business potential.

Learn more
Business Services
Small Business Loans
Commercial Loans
Checking Accounts
Savings Accounts
Credit Cards
Business Rates
Order Checks
LocationsRates
Back
Español
Back to Help Center

Help articles about

General Information

Mountain America overview

What is Mountain America Credit Union’s routing number?
How many branch locations does Mountain America Credit Union have?
What holidays are you closed?
What is your mailing address?
How much money is required to open an account?
Who is the credit union's CEO?

Membership and eligibility

How do I join the credit union?
Can I join the credit union right now?
Can my relative join the credit union?
When applying for membership in the credit union, what identification is required at the time of application?
When are dividends paid to members?
When are dividend checks mailed?
Do Mountain America members get a discount on TurboTax services?

Branch information and services

Where are your insurance agents located?
Where can I find a list of your branch phone numbers?
What are your hours of operation?
Can I get foreign currency through the credit union?
Can I use one of the Credit Union Service Centers to make a transaction?
Does Mountain America offer Notary Public services?
How do I set up a business account at the credit union?
If I am under the age of 18, can I apply for a loan, debit card or overdraft services?
How long will it take for a returned item to be mailed back to the member?

Credit union basics

Who owns a credit union?
How do credit unions differ from banks?
How is a credit union governed?
Why aren't credit unions insured by the Federal Deposit Insurance Corp. (FDIC), like banks and thrifts?

Online and telephone services

Do you have any audio response systems?
Are there any service fees for using telephone banking?
Do you have Spanish-speaking insurance agents?
How do I download my account information to Quicken or Quickbooks?
Why is it that when I call the branch, I get the Service Center?

Information requests

How can I have holds partially or completely released?
How long is a preapproval valid?
Who can I talk to about returned, bounced, or NSF items?
Who can I talk to about returned, bounced, or NSF items?

Q: Can I get foreign currency through the credit union?

No. We do not accept or distribute foreign currency at Mountain America Credit Union.

Service center

1-800-748-4302

Routing number

3240 7955 5

Download our App

App StoreGoogle Play
Sitio en Español
Useful linksMust readsNewsroomMembershipRatesSwitch to Mountain AmericaProtecting yourself online
About UsAbout usCommunity involvementMember advocacyAwardsCareersNewsletter
HelpFind a branchSchedule an appointmentReport fraudContact usAccessibility
Guiding you forward
© 2025, all rights reserved. Mountain America Credit Union, P.O. Box 2331, Sandy, UT 84091, 1-800-748-4302. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Mountain America Federal Credit Union does business as Mountain America Credit Union. Membership required—based on eligibility. Loans on approved credit. ‡Annual Percentage Yield (APY). Annual Percentage Rate (APR).
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Federally insured by NCUAEqual Housing LenderNMLS ID 462815Consumer Privacy NoticeOnline Privacy NoticeCookie Notice
Patriot Act & Other Disclosures