Get a 4.99% A.P.R. for 12 months

The unusually low interest rate is just the beginning. If you prefer no fees, and who doesn’t, you’ll like this card. If you like reward points, you’ll like this card. If you think a 25-day grace period sounds nice, you’ll like this card. A lot.

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Get a 4.99% A.P.R. for 12 months

The unusually low interest rate is just the beginning. If you prefer no fees, and who doesn’t, you’ll like this card. If you like reward points, you’ll like this card. If you think a 25-day grace period sounds nice, you’ll like this card. A lot.

Huge benefits, yet still fits in your wallet

With the Mountain America Visa Platinum Credit Card, you get a credit card and so much more. Low interest rates, rewards points, and zero fees are just a few of the benefits you’ll enjoy with your new Visa Platinum Credit Card. Complete benefits include:  Don’t wait! Apply for your Visa Platinum Credit Card from Mountain America Credit Union today and put your new favorite card in your wallet.

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A more rewarding way to use your Visa®

Bucket list, beware.  With the rewards you’ll earn by using your Mountain America Platinum Visa Credit Card, you could scratch everything off in no time.

Here’s how it works—for every dollar you spend using your card, you earn one MySelect Reward ® point to apply toward gifts and travel anywhere in the world. (Sorry, cash advances don't qualify.)

Awards are not tied to specific airlines or one company's merchandise. And there are no blackout dates. So you have as much flexibility as an acrobat.  See the travel awards chart for your travel options.

And did we mention you have a handful of redemption options?  Take a gander:

Redemption Options
  • Cash Rewards: Cold, hard cash is everyone’s favorite.  
  • Gift Certificates: Shop till you drop at a variety of popular merchants.
  • Rebates: Book travel outside the program and get reimbursed.
  • Travel: Near or far, your choice. And book your travel with one convenient site.

How to start earning rewards

All it takes to convert your personal or business Visa Credit Card to the MySelect Rewards program is a simple phone call: 1-800-748-4302. Or stop by any branch.  If you don't already have a card, you can apply at any branch location or apply online.

There are no fees, repeat—no fees,  for the personal Visa Rewards Credit Card, but there is a minimal fee for the business card. To view all the juicy details about the MySelect Rewards program, click here (.pdf).

How to Redeem Awards

To monitor your MySelect Reward points, log into Online Branch and click on the Account Management tab. You’ll then see a link for MySelect Rewards, where you can view your history, order awards, book travel and explore details about the MySelect Reward program. If you don't have access to Online Branch, visit the rewards site directly to get started.  Or call the redemption center toll-free at 1-888-995-1281 from 5:00 a.m. to 8:00 p.m. Mountain Time Monday through Friday and 7:00 a.m. to 8:00 p.m. Saturday and Sunday. Your point balance will be verified and your award ordered. And then let the good times roll.

For more information on the MySelect Reward points program, click here.

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How can something so thin be so chock-full of features?
You’ll find out. And you’ll be glad you did.

*On approved credit. Balance transfers must be made by October 31, 2015, in order to receive the 4.99% promotional APR for 12-months. Promotional purchase rate of 4.99% APR for 12 months is good on all purchases made between September 1, 2015, and October 31, 2016. After the balance transfer and purchase promotional periods expire, the standard variable rate will apply. Card must be opened by October 31, 2015. Business Visa cards not eligible. Subject to change without notice. Membership required—based on eligibility. See Visa Terms and Conditions.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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