Visa® Rewards Credit Cards

Make every day more rewarding
Earn points toward travel, gift cards, event tickets and more with Mountain America’s Visa Rewards credit card.

Get the Visa rewards you deserve

Your daily purchases have never been more rewarding. With Mountain America’s Visa Rewards credit card, you earn points with every purchase—from groceries to fuel, and entertainment to utilities. And unlike other rewards program, it’s easy to redeem your points.

What kinds of rewards can you earn?

Our rewards card gives the most rewards options. Choose from:

  • Travel rebates
  • Gift cards
  • ID theft protection services
  • Event tickets
  • Experiences
  • Cash back
  • And more

What are the card’s benefits?

  • Low rates
  • No annual fees*
  • No balance transfer fees
  • Same-day card issuance or replacement at any branch
  • Card Manager—use the mobile app to freeze your card, change PINs, set travel notifications and more
  • Free FICO® Score access

Affinity cards—support the Boise State Alumni Association or University of Utah Alumni Association with an affinity card.


How do I earn points?

There are two easy ways to earn points:

  • Use your card. For each dollar you spend, you’ll earn one point.
  • Open a MyStyle Checking℠ account. The points from your credit card and checking account can be combined, allowing you to accumulate points faster. Learn more.

Reward yourself

The quickest way to apply is through our mobile banking app—get a decision in minutes. You may also apply online, at your nearest Mountain America branch or over the phone at 1-800-748-4302.

Apply online in minutes

Rewards program rules
Terms and conditions
Report fraud

*Loans subject to credit approval. Variable Annual Percentage Rate between 10.49% - 18.00% based on creditworthiness. 1% foreign transaction fee. Membership required - based on eligibility.

** FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO score available to primary members only.

Compare Rewards Cards

Compare the Mountain America Rewards card to other rewards credit cards.

Most of us (about 3 in 4 Americans) use a credit card.1 That’s why it’s important to pick the right one. Instead of being saddled with excessive fees or astronomical rates, consider how Mountain America’s Visa® credit cards stack up with some of the most popular cards in the country.2 It’s an eye-opener.

  Mountain America Visa® Platinum Rewards Chase Freedom UnlimitedSM Citi ThankYou® Preferred Capital One Quicksilver® Rewards Zions AmaZing Rewards® EveryDay®
Credit Card from American Express
SSFCU Power Rewards MasterCard® Bank Americard Travel Rewards®
Redeem rewards for cash back, travel, gift cards and experiences
Earn unlimited rewards
No need to wait—redeem your rewards any time!
16.24% 14.99% 14.49% 12.74% 14.49% 14.25% 16.49%
No annual fees
No over-limit fee
No balance-transfer fees
Access FICO® Scores for free through mobile banking4
Access to over 85 branches locally5
Pay online with Visa Checkout® using a single sign-in
Change your PIN using the mobile app
Set travel notifications using the mobile app
Same-day card issuance or replacement at any branch
Compatible with mobile wallet apps like Apple Pay™, Samsung Pay and Android Pay™
Verified by Visa online protection
$0 fraud liability if card is lost or stolen
Email and text alerts
Temporarily freeze card to help prevent fraudulent transactions

Apply at your nearest branch, through our mobile banking app or by clicking below.

Apply now

1According to a 2016 Gallup poll.

2Mountain America makes every effort to maintain accurate information. However, the information presented here may be different than that found at a specific financial institution or on a specific product site. All financial products and services are presented without warranty. When evaluating offers, please review the financial product or service terms and conditions. Last updated 4/9/18.

3‘On approved credit. Variable Annual Percentage Rate ranges from 10.49% to 18.00% based on credit worthiness. 1% foreign transaction fee. Membership required – based on eligibility

4FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Mountain America Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Mountain America Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FICO score available to primary members only.

5More than 85 locations in the Intermountain West.

Visa Platinum Card

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Visa Cash Back Card

It’s that simple

This no-nonsense card is all about one thing—cash back.

Business Credit Cards

Card solutions for small businesses

Mountain America also offers business credit cards.