Personal Loans or Signature Loans

There are plenty of reasons why you might need a loan. Whatever your reason, our Personal, or Signature Loans are both cost-effective and flexible ways to borrow for items other than a home or vehicle.

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Personal Loans or Signature Loans

There are plenty of reasons why you might need a loan. Whatever your reason, our Personal, or Signature Loans are both cost-effective and flexible ways to borrow for items other than a home or vehicle.

Personal Loans – Flexible Financing for You

Personal Loans, sometimes called Signature Loans, are a great way to fund a special purchase, consolidate debt, or cover a major expense. We offer secured and unsecured personal loans. Our signature loans do not require collateral. Just your good name, a good credit score, and a promise to pay us back.

What is a Personal, or Signature Loan from Mountain America Credit Union?

A Personal Loan, often called a Signature Loan, or a good faith loan, is a type of unsecured personal loan offered by a financial institution. The primary requirement of these loans is the borrower’s signature and their promise to pay. Most institutions may also check a borrower’s credit score, and some require a loan cosigner.

Signature loans are a kind of unsecured term loan which means that this loan isn’t secured by collateral, like a borrower’s car loan or home mortgage. The term requires that the loan is paid off during a predetermined timeframe, which is typically through monthly payments during the duration of the loan term. 

Use a Personal Loan for almost anything, including:

Use our personal loan calculator on the right to determine your payments

Benefits of a Mountain America Personal Loan

  • Fixed payments and payment schedules
  • Competitive interest rates
  • No application fees
  • Both secured and unsecured Personal Loans available
  • No collateral required on Signature Loans, just your good name, a good credit score and a promise to pay the loan back
Don't wait! Apply for a personal loan with Mountain America today to help you reach your financial goals, whatever they may be. Apply online now by clicking the button below, visit your nearest Mountain America branch, or call 1-800-748-4302.

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Apply for a personal loan today!

Loan subject to credit approval. Membership eligibility required.

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