One key benefit of membership at Mountain America is your access to our free financial guides. Take advantage of the opportunity to have an expert review your unique situation and make personalized recommendations. In good and bad economic times, this connection is as important as having a trusted doctor to support your physical health. Finances can be a major stressor, but with careful planning, they don’t have to be.

The best way to protect you and your family is to always have a small stockpile of accessible dollars. With inflation, it may be hard to save. In that case, the best advice I can give is to not draw down too much. Wait as long as possible to spend those resources—you never know what’s around the corner. If the past couple of years have already taken a toll on your savings, keep building it back up—every contribution counts.

This is the number one piece of advice any financial professional will tell you. Vice President of Wealth Management Chad Waddoups shares, “Saving for retirement is a marathon, not a sprint.” Don’t panic and pull your money out—there’s a good chance things are already settling and positioning for a comeback by the time you’re seriously thinking of divesting.