Your Home Team
Quick Summary
Buying a home is one of the biggest decisions you will ever make. Mountain America’s mortgage team is here to coach you through every step, from exploring loan options to closing day. Find the right loan and get in the game.
Buying a home is one of the biggest decisions you'll ever make, and having the right team by your side can make all the difference. From pregame warmups to the final inning, our mortgage team is here to coach you through every play of the homebuying process.
First base
Look at loan options
When you join our team, we will meet with you to check your credit report and credit score. This step helps you determine the home price you can afford and the best type of mortgage loan for your situation. Our mortgage specialists know the local market, understand the homebuying process and are here to help you find a loan that fits your unique situation.
Browse loan options
Second base
Get prequalified and make an offer
Next, we’ll get you a letter of prequalification so you can make an offer with confidence. This letter lets sellers know that you are a serious buyer and determines your maximum loan amount. Then comes the exciting part—finding your new home!
Request a letterThird base
Order an appraisal and home inspection
After your offer is accepted by the seller, you will need to order an appraisal to determine the property’s market value, as well as an inspection to look at the home’s condition. Both are an added cost to the buyer and should be factored into your homebuying budget.
Make an appointmentHome base
Close on your home
Mountain America members who apply for a new home or construction loan purchase can receive a free appraisal through July 31, 2026.*
There’s no better feeling than closing on your new home. We will guide you through each step of the homebuying process to ensure you enjoy the journey all the way to home plate.
Connect with a local mortgage specialist from Mountain America today.
*Loans on approved credit. Membership required—based on eligibility. Free appraisal on new purchases and construction loans only. Not available on refinance loans. Cannot be combined with other offers. Limit one per household. Offer valid on applications received 4/1/26–7/31/26 for loans closing no later than 8/31/26. This limited-time offer can change or be withdrawn at any time.