

From Buried to Balanced: Receive Debt Guidance
Quick Summary
Drowning in credit card payments? Discover how consolidating high-interest debt into one fixed monthly payment can transform your budget—and learn the exact steps to get started. You’ll also hear a real story of a member who saved thousands.

We all have experienced how mounting debt can derail financial plans. If you're managing multiple credit card payments, you know how overwhelming it can be—different due dates, varying interest rates and the constant pressure to keep up. Mountain America has personalized options to help you consolidate high-interest debt into one manageable loan.*
A clear path ahead
We work with you to combine multiple credit card balances into a single loan with one fixed monthly payment and predictable monthly obligations. Our team can sit down with you to review your debt, explain your options and help you find strategies to give you a clear path forward.
Transform your budget
At Mountain America, this is something we do every day and it’s part of our commitment to personalized guidance.
- Fixed monthly payments—Know exactly what you owe each month with no surprises.
- Flexible terms—Choose loan terms that align with your budget and financial goals.
- Lower interest rates—You could save money by reducing the interest you're paying on high-rate credit cards.
Renewed hope
Erik, a Mountain America member, found himself in a stressful financial situation and decided to ask for help. A Mountain America loan officer was able to reduce the interest rate on all three of Erik’s auto loans and lower the monthly payments, saving him more than $8,000 over the life of the loans. “They took a chance on me, and it means everything,” Erik explained.
Real relief through debt guidance
Streamline your financial life and breathe easier knowing you're on stable footing. Whether you're working to eliminate credit card debt, consolidate medical expenses or simply want to stop the avalanche of monthly payments, let us help guide you forward. We’ve seen these moments turn stress into relief time and time again.
Ready to explore your options?
Run the numbers yourself to see if it makes sense to consolidate your debt with our personal debt consolidation calculator. Next, make an appointment and find out how we can work with your unique financial situation.
*Refinanced loans only. Loans on approved credit. Results may vary.