Rewards Made Simple
Quick Summary
Earning rewards on your credit card doesn’t have to be complicated. Take a closer look at Mountain America's Rewards card—earn points on every purchase and redeem them for travel, cash, gift cards and more without jumping through hoops.
Credit card rewards programs have a reputation for being complicated—with rotating categories, spending limits and unrealistic redemption thresholds. Mountain America's Rewards credit card provides an easier path.
- Use your card
- Earn points
- Redeem
Why choose a rewards card
Our rewards credit card can deliver more value than standard cards because you earn one point on every dollar spent, no special requirements.
As you use your card for regular expenses, you collect points that can easily be redeemed for a variety of options—travel, gift cards, event tickets and even cash. It’s a practical way to stretch your budget, especially when you pay off your full balance each month to avoid interest charges.
- Earn points on everything
Everyday purchases are the perfect option with our Rewards credit card. Gas, groceries, bills—it all counts. Points accumulate steadily and can be redeemed for small items, like a $25 gift card, or something more extravagant such as a $500 travel rebate. - Score double
You can further maximize your card benefits by taking advantage of special promotions. For example, Mountain America is currently offering double points on every purchase with your Rewards credit card through July 31, 2026.1
It’s more than just points
Our Rewards credit card has features that make life easier.
- Competitive rates
Enjoy low rates if you need to carry a balance. - No balance transfer fees
Move a balance to your Rewards credit card with no added cost.2 - Free credit score access
View your credit report, see credit alerts and explore how financial choices could change your score. - Card manager
Lock or unlock your card, change your PIN, order a replacement or add your card to a mobile wallet.
Simple rewards start with a simple step Apply for your Mountain America Rewards credit card online, in the app, at any branch or over the phone at 1-800-748-4302.
Earn Rewards- Loans on approved credit. Business accounts not eligible. Membership required—based on eligibility. This limited-time offer ends 7/31/26 and can change or be withdrawn at any time.
- Balance transfers and cash advances will accrue interest from the date the transaction is processed. The annual percentage rate for cash advances is 17.90%.
