Everything you need to refinance your home
Mortgage Refinancing
Lower your monthly payment or change the loan terms with mortgage refinance loans.


Now is the perfect time to refinance at a lower rate and lower your monthly payment. You can also change your loan length or switch from an adjustable to a fixed rate.
Multiple refinance options to meet your needs
Mountain America Credit Union provides a number of home refinancing options to work with your current loan, including:
- Conventional loans—These low-rate mortgage loans give you a number of choices when it comes to rates and terms.
- FHA loans—These mortgage loans are backed by the Federal Housing Administration (FHA), so you typically have a lower down payment and lower closing costs.
- HARP loans—The Home Affordable Refinance Program (HARP) is for borrowers who have lost equity in their home.
- And many more Plus, all Mountain America home loans come with low rates and flexible terms, so you are sure to get a great deal.
Don't wait. Put more money in your pocket by refinancing your mortgage today. If you're ready to refinance, apply online now by clicking the button below, call 1-800-277-7703, or visit your nearest Mountain America branch. If you still have questions, schedule an appointment with one of our mortgage specialists for answers.
Apply now