Everything you need to refinance your home

Mortgage Refinancing

Lower your monthly payment or change the loan terms with mortgage refinance loans.

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Now is the perfect time to refinance at a lower rate and lower your monthly payment. You can also change your loan length or switch from an adjustable to a fixed rate.

Multiple refinance options to meet your needs

Mountain America Credit Union provides a number of home refinancing options to work with your current loan, including:

  • Conventional loans—These low-rate mortgage loans give you a number of choices when it comes to rates and terms.
  • FHA loans—These mortgage loans are backed by the Federal Housing Administration (FHA), so you typically have a lower down payment and lower closing costs.
  • HARP loans—The Home Affordable Refinance Program (HARP) is for borrowers who have lost equity in their home.
  • And many more Plus, all Mountain America home loans come with low rates and flexible terms, so you are sure to get a great deal.

Don't wait. Put more money in your pocket by refinancing your mortgage today. If you're ready to refinance, apply online now by clicking the button below, call 1-800-277-7703, or visit your nearest Mountain America branch. If you still have questions, schedule an appointment with one of our mortgage specialists for answers.

Apply now