MyStyle benefits
Manage your everyday banking needs with Mountain America Credit Union’s MyStyle Checking—a checking account that offers a huge variety of benefits and rewards with an estimated monthly savings value of over $150.¹ MyStyle benefits are accessible exclusively through online and mobile banking.
Loan rate discounts
My Rewards
Telehealth
Mobile phone protection
Identity protection
Dark web monitoring
Identity monitoring
Savings and entertainment
Additional perks
Zelle®
Send and receive money with Zelle® in our mobile app3
Card manager
Freeze your card, order a replacement, set travel notifications and more
FICO® Score
Free access to your FICO® Score4
$0 minimum
No minimum balance to open the account
Use it today
Instant-issue Visa® debit cards with contactless payment technology
Waive the fee
If you take the following action monthly, we’ll waive the $7 fee:
Perform 20+ card transactions
(Debit and/or credit)
Members who are age 24 and younger, age 60 and older, or maintain an average daily balance of $10,000 in MyStyle Checking will also have the fee waived automatically.
MyStyle Checking FAQs
What is a MyStyle Checking account?
MyStyle Checking is a rewards checking account that lets you manage your everyday banking needs.
Deposit checks from your phone in seconds, transfer funds, pay bills, track budgets and more—all while receiving extra benefits like loan rate discounts, rewards, telehealth and identity theft protection. Our online and mobile banking services make it easy to take control of your finances.
Can I open a checking account online?
Yes, apply online in minutes! You can also open a MyStyle Checking account at a Mountain America Credit Union near you by scheduling a branch appointment.
Do I need to be a Mountain America Credit Union member to open a checking account?
Membership is required to open a MyStyle Checking account. If you are not yet a member, you can easily apply for membership and a MyStyle Checking account at the same time. View our membership eligibilityrequirements.
How do I access my money in my checking account?
Our mobile app and online banking services make it easy to access your account anytime and anywhere. Transfer funds, send and receive money, pay bills or deposit checks right from your phone.
Plus, we are always happy to help you at any branch. We have branches across the Intermountain West and network with more than 50,000 MoneyPass and CO-OP Network ATMs.
Can I deposit a check with my phone?
Yes, tap mobile deposit in the Mountain America mobile app to deposit a check in seconds.
What information do I need to open a MyStyle Checking account?
You will need your:
- Name and ID (driver license, state ID or passport)
- Physical address
- Phone number and date of birth
- Employment status and employer (if employed)
- Social Security or Taxpayer Identification Number
How long does it take to receive a debit card?
We can instantly issue a card to you at any Mountain America branch. If you open an account online or over the phone, you should receive your card within 7–10 business days.
What are the next steps after I submit my application online?
Most accounts will be opened within minutes. Then you will be prompted to fund your account through an ACH transfer from another financial institution. Next, use your account number to sign up for online banking and download the mobile app.
How do I access the MyStyle benefits?
You are automatically eligible to access the benefits with your checking account. Benefits are available exclusively through online and mobile banking. Some benefits require no-cost registration or activation.
Who do I contact if I need assistance with a benefit?
For concerns with the loan rate discount or rewards program, please contact 1-800-748-4302. For concerns with the identity protection/monitoring, dark web monitoring, mobile phone protection or telehealth benefits, please contact 1-866-210-0361.
2. The descriptions herein are summaries only and do not include all benefit terms, conditions and exclusions. After completing registration, please refer to the Guide to Benefit online for complete coverage details, exclusions and providers. MyStyle Checking account required at time of loss. Insurance products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
3. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or savings account required to use Zelle®.
4. FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Score available to primary members only.
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