Travel Trailer Loans

Your home away from home
Get the low-rate financing you need to purchase a new or used travel trailer or fifth wheel. There are no application fees, so getting started is easy.

Your destination for low-rate trailer loans


Camping is all about getting out and enjoying nature. The last thing you want is to feel tied down by financial obligations. With a trailer loan from Mountain America, you can set your mind at ease. We'll get you a great rate and payment, so you can be in your new or used camper, trailer or fifth wheel in no time. Refinancing options are also available to help you lower your rate or payment.


Our travel trailer loans feature:

  • Fixed rates as low as 5.49% APR
  • Fixed terms up to 12 years*
  • No application fees
  • Financing available at most dealerships
  • Rate discounts with MyStyle Checking℠


Calculate your trailer loan payment



Get a low-rate travel trailer loan

Apply online, through the mobile banking app, at your nearest Mountain America branch or over the phone at 1-800-748-4302.

Get started

How long is the financing term for a new travel trailer?

The loan term for travel trailers depends on the amount financed and the trailer’s age. The average term for recreational trailers between $25,000–$99,000 is 8 to 15 years.

Most lenders won’t finance less than $7,500 for a trailer loan. Some may even require a minimum loan of $25,000. A five- to six-year loan term is a smart financial decision, but a longer term will give you more flexibility on your monthly payment amount.

At Mountain America Credit Union, we offer flexible loan terms for new and used travel trailers. We also offer terms up to 12 years for fixed loans as well as a 20-year balloon payment option.

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*On approved credit. Annual Percentage Rate. Actual APR based on credit worthiness. Advertised rate includes 0.25% discount for MyStyle Checking. The minimum monthly payment for a loan with a 5.49% APR and 12-year term is $9.50 per $1,000 borrowed.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.