The Mini Mortgage

Let’s make refinancing your home easy, shall we? Oh, and by the way, let’s do it without a bunch of fees and closing costs. The bottom line? You’ll pay it off faster, save on your monthly payment or both. And that’s a synonym for happy.

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Why a Mini Mortgage Makes Sense...
A Ton of It.

Our refinance mortgage option is called “mini” because the loan term is shorter than a standard home loan (typically 15–30 years). Fact is, you may be able to shrink your loan term to 5–15 years. Wouldn’t that be a relief. Say yes. Or if you have only a dozen or so years left on your mortgage, you could use our Mini Mortgage1 to lower your interest rate, which could save a small fortune on your monthly payments. It feels so good to get out of debt sooner. Cue the applause.

Benefits aplenty. Don't delay!

  • Low fixed rate
  • 5-, 7-, 10-, 12- and 15-year fixed-rate terms
  • No fees or closing costs on loans under $250,000
  • Up to 90% financing
  • Loans as low as $8,000
  • Interest paid can offer tax advantages2

Ready, set, go. Just click the button below to apply online.

1Loans subject to credit approval. Membership required – based on eligibility.  No fees on Loan amounts under $250,000.   Minimum loan amount $8,000.
2Consult your tax advisor for details.
 
See current rates and terms. The minimum payment for a loan with a 4.24% APR and 10-year term is $10.24 per $1,000 borrowed. See our Loan Calculator for specific examples.  

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