Lot Loans

If you've found the perfect piece of land to build your dream home on, but you're not ready to break ground, Mountain America's Lot Loan is the solution for you.


Do You Meet the Lot Loan Requirements?

Mountain America's Lot Loan can help you finance the purchase of a residential lot or land suitable for construction of your new home.
  • Up to 70% financing (OAC).
  • Seven-year balloon on 20-year loan, or 10-year fixed term available .
  • Easy conversion to a construction loan.
  • Three months of Mountain America membership required.
  • One lot loan per member.
  • Limited refinancing options available.1

Meet with a mortgage specialist

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Apply for a lot loan today!

1. See Loan Officer for details.

Loans subject to credit approval. See current rates and terms. The minimum payment for a loan with a 5.00% APR and 10-year term is $10.61 per $1,000 borrowed. The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan. See our Loan Calculator for specific examples.  

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