Jumbo Mortgage Loans

A bigger home often requires a bigger loan. This is where Mountain America’s Jumbo Loans can help. With this type of mortgage loan, you can finance homes above the conforming loan limit

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Jumbo Loans Can Help You Save Big

Sometimes a conventional mortgage just isn't enough. Maybe you're buying a large home or live in area where housing costs are high. If that's the case, a Jumbo Loan from Mountain America may do the trick. With this type of loan, you can finance a home that is above the conforming loan limit set by Fannie Mae and Freddie Mac ($417,000 in most states).

Benefits of a Jumbo Loan

  • Low rates
  • Up to 80% financing (OAC)
  • $417,001 minimum loan amount*
  • 700 minimum credit score
  • Various payment options:
    • 15-, 20- and 30-year fixed-rate terms
    • 5-year adjustable rate terms available
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Loan Closing Made Easy

QC.jpgBuying a home just got easier thanks to Mountain America’s Quick Close electronic mortgage process.

In addition to managing your closing documents from home, you can enjoy that convenience throughout the entire loan process.
  • Apply Online—No need to call or come into the branch to start your mortgage. One click can put you on the path to homeownership.
  • Upload Documents—Now you can save a trip to the branch by uploading all of your key mortgage application documents, including paystubs and tax information, from your computer.
  • Green and Secure—At the end of a traditional loan process, you typically leave with a huge stack of paperwork. With Quick Close, only a handful of documents are printed. The rest are securely stored on a flash drive that you can take with you.
  • One Signature—Review the documents from home and then provide a digital signature at the title office. It’s applied to the mortgage, and you’re on your way in no time.
Take advantage of a mortgage process that is quick, convenient, simple and secure. 

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How much will my mortgage payments be?

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! 

Find out more about our various Mortgage Loans. Apply online or call 1-800-277-7703.


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Apply for a jumbo loan today!

Loans subject to credit approval. See current rates and terms. The minimum payment for a loan with a 5.00% APR and 30-year term is $5.37 per $1,000 borrowed. The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan. See our Loan Calculator for specific examples.  

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