Q: What is the difference between Standard Overdraft Privilege and Overdraft Privilege Opt-In for debit card transactions?

Standard Overdraft Privilege covers overdrafts for checks, automatic withdrawals and transactions made using your checking account number. You are automatically enrolled in this coverage at account opening.

Overdraft Privilege Opt-In for debit card transactions is an additional, optional coverage that includes Standard Overdraft Privilege plus protection from declined debit card transactions. You must opt in for this service by calling the service center at 1-800-748-4302 or visiting a branch.