Q: What is hazard insurance?

Hazard insurance is part of the coverage on a homeowners insurance policy. It covers the cost of damages to the structure of your home caused by hazards such as fire, severe storms, earthquakes, and other natural events. If you have a mortgage loan on your home, you are required to have a certain amount of hazard insurance included on your homeowners insurance policy. Hazard insurance does not cover your personal belongings or liability – these needs are covered by other parts of the homeowners policy.

Call us at 1-866-295-0169 or visit https://www.macu.com/insurance/home-insurance to receive a quote for hazard insurance.