Can you spot the warning signs?

10 Signs of Phishing Scams

Phishing emails are designed to look legitimate—but they almost always leave clues. Learn the warning signs so you can recognize and avoid them.
Young man working on his laptop from the couch
wavy white and green leaf
Modern scams are sophisticated. Fraudsters disguise emails and texts as legitimate messages, using links to trick you into sharing passwords, financial information or unknowingly downloading malware.

Watch out for phishing red flags

The email address doesn't match the domain of the sender, or it matches except for one minor detail (@macu1.com instead of @macu.com).Example of a fraudulent domain name
They use poor spelling, grammar or punctuation.Email with poor grammar
The company’s logo is slightly off.Email with an odd logo
The email creates a sense of urgency.Email with a false sense of urgency
When you hover over a link, the web address directs you to a different company.*The link address says one thing but it goes to a different company
* Note: Many organizations use outside vendors to track email data, so this alone does not indicate phishing.
The email warns you of suspicious activity or a need to disable your account.Email threatening to disable your account
They claim there is a problem with your account or payment information.Email claiming your credit card has been declined
They ask you to confirm personal information.Email asking you to confirm your identity
They say you’ve won a contest or free merchandise, especially if you don’t recall entering the contest.Email congratulating you for winning a contest
The sender doesn’t address you by name or uses an incorrect name.Email with an incorrect name

Something’s phishy!

The email below contains five signs of a scam, plus one amusing bonus. See if you can find them all.

Happy family cooking at home

Fraud prevention hub

Get the scoop on the most common scams and learn tips to protect yourself.

Woman using laptop outdoor at wooden pier.

How to report fraud

Learn what to do in the case of identity theft or if you receive a communication from Mountain America that appears suspicious.

Transaction disputes

Find out what steps to take if you have an unauthorized charge on your card, billing discrepancy or unfulfilled refund.

Review the FTC's suggestions on
how to avoid a scam.

See more tips