Your
financial future
has a guide

Your financial
future has a guide

Family at an amusement park

Your financial future has a guide

See how Mountain America's personalized service and affordable products benefit you.

Guiding you forward

Our members come first

Mountain America is more than a bank. It's a not-for-profit financial institution that has been putting people first for 90 years. There are no shareholders or sales quotas. We're simply here to help you achieve your financial dreams.

Better products and services

Since we're not profit-driven, members can enjoy lower loan rates, higher savings dividends and a variety of value-added services. Explore the benefits below or apply for membership.
Become a member

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Teller helping a client

Rewards checking

From fueling up to dining out, Mountain America’s MyStyle® Checking is right there with you—and it comes with extra perks!

Employee passing a credit card to a member

Competitive credit cards

Whether you're looking for rewards, cash back or simply a low rate, we have an option for you.
Jeep driving through forest

Low-rate auto loans

Finance your next SUV, car, truck or EV with us and enjoy a competitive APR. Refinancing is also available.

Comprehensive business services

Get the right financial tools for your business. We can help with checking, payment processing, cash management and fraud protection.
man working on a bike in his shop

Flexible SBA loans

As the #1 SBA lending credit union in the nation, we have the experience to assist you with the loans, credit lines and commercial real estate you need.1

Woman using a laptop on kitchen counter.

Free financial education

Boost your financial IQ with our free webinars, podcast, blog articles, calculators and one-on-one guidance.

The credit union difference

Member owned

When you open a Mountain America account, you become an owner of the credit union.

Democratically controlled

Members vote for the board of directors. In turn, the board hires and advises the CEO.

Not for profit

Instead of paying shareholders, we return our earnings to members in the form of lower loan rates and higher savings dividends.

Education focused

We provide members with the knowledge and tools needed to achieve financial success.

Located where you are

Mountain America has been serving Arizona for more than 30 years—and we're growing quickly to meet you where you live, work and play.

A dozen Arizona locations

Even more branches are on the way!

Thousands of ATMs

Mountain America is part of the COOP and MoneyPass ATM networks, giving you surcharge-free access across Arizona and the country.

See all our locations
phoenix suns and mercury cards
Phoenix Mercury and Phoenix Suns

Cheering for the home teams


Mountain America is the official credit union of the Suns and Mercury.
View card options
The perfect starting point
Silver Mountain America credit card

MyStyle® Checking

The best way to experience the Mountain America difference is with our rewards checking account. It's much more than a box of checks—our account comes with serious perks.²

1936
Founded
100 +
Branches
8th largest
credit union in the United States³
1.4 million +
members
  1. According to Callahan & Associates.
  2. Terms, conditions and exclusions apply.
  3. By asset size. https://www.usnews.com/banking/articles/20-largest-credit-unions-in-america