Put your business cash to work

Better Business Deposits

Make the most of your organization’s cash flow.

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The smart cash management duo

Maintain operational flexibility while earning returns on your savings and surplus cash. Open money market and sweep accounts with the #1 credit union for business deposits.*

Money market accounts

Maximize your reserve deposits with little risk—the more you save, the more you earn. With our money markets, you get:

  • Easy access to funds
  • Competitive dividend rates
  • Monthly dividend payments
  • Minimum balance of only $2,500
  • Tiered dividend rate—higher rates for higher balances

Sweep accounts

Optimize idle funds and simplify your business workflow with automatic transfers between your checking account and a higher-yield account, such as a money market. You’ll enjoy:

  • Ability to set checking thresholds
  • No transaction limitations (unless stated in membership agreement)
  • Access via online business banking
  • Low monthly service charge of $35
  • Tiered dividend rate—higher rates for higher balances

Open your money market or sweep account

Meet with a business advisor today—visit your nearest Mountain America branch or call 1-888-845-1850.

*According to Callahan & Associates NCUA data, Q3 2025.