BUILDING LOAN OPTIONS FOR YOUR BUSINESS
Commercial Real Estate
Purchase a commercial building with help from Mountain America. We offer low commercial real estate loan rates and favorable terms.
Commercial building and real estate loans
We understand the complexities and importance of finding the right commercial real estate financing. Our commercial lending team is locally based to provide you with tailored loan options, quick decision making, and personalized service. Contact a commercial loan officer today to start your commercial real estate loan.
Commercial mortgage benefits
- Up to 75% loan-to-value (LTV) on most properties; 60-70% LTV on specialty properties
- Competitive commercial real estate loan rates
- Low fees
- No prepayment penalty
- A variety of term options to meet your needs
Apply for a commercial real estate loan today
Contact a commercial loan officer or visit your nearest branch to explore loan options and start your application.
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COMMERCIAL LOAN OFFICERS
Meet the team
Get the direction you need on your commercial real estate from our loan experts.
Contact a commercial loan officer today.
Meet the Team
CRE loan FAQs
What is the interest rate for commercial real estate loans?
The average interest rate for commercial real estate loans varies based on a variety of factors. Speak with a loan officer for more information.
How long are commercial property loan terms?
The loan term for commercial property is typically 10 years with rate adjustment options. The amortization period can be 25 to 30 years.
How much will Mountain America lend for commercial property?
The average commercial property loan at Mountain America ranges from about $500,000 to $5 million. Larger loan amounts are available based on collateral and the borrower's ability to repay.
How much do you need for a down payment on commercial property?
The minimum down payment needed for a commercial property loan varies depending on the lender. On average, 20% to 35% of the overall purchase price is needed for the down payment.
How do I get a commercial real estate loan?
- Determine which commercial building or property you want to purchase, refinance, improve or build.
- Meet with one of our experienced commercial loan officers to discuss your project.
- Determine which loan type works best for your needs.
- Gather all the requested borrower information and documents.
- Continue to work with your loan officer—they will guide you through the process step by step.
What property types does Mountain America finance?
Speak with a commercial loan officer today about financing for multi-family, industrial, office, warehouse, retail and more.
Why Mountain America?
You will benefit from local underwriting and decision-making, competitive rates, fewer fees and no prepayment penalties. You will also enjoy a direct relationship with a knowledgeable commercial loan officer who will guide you step-by-step through the loan process.
