From Startups to Enterprises

Business Solutions

Whether your business is large or small, new or expanding, we have the financing and services to help you move forward.

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Your #1 Business Banking Solution

Business Services

Take advantage of our top-tier services and personalized guidance to grow your business.
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Guidance from a
dedicated team

At Mountain America, you’re more than an account number—you’re a valued member. That’s why we’ve assembled a dedicated team of business advisors, portfolio managers and loan officers to help guide your organization to success. With this personalized touch, you’ll get tailored solutions to your business’s unique needs.

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Products and services
that perform

As a business member, you’ll enjoy access to our full suite of banking services—from SBA loans and commercial real estate to deposits and cash management. Regardless of your business’s size, you’ll find something that works for you. That’s why organizations like yours have made us the:

  • #1 credit union in the U.S. for business deposits¹
  • #1 SBA lending credit union in the U.S.²

Take the first step

See what Mountain America can do for your business. Talk to a member of our business team today.

Email us at business@macu.comour teamCall us at 1-888-845-1850today

Business Advisors
Grow your business by meeting with a business advisor.

SBA loan officers
Partner with any of our officers to get the best business loans for your needs.

CRE Loan officer
Contact a Mountain America commercial real estate loan expert today.

Banking

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Checking

Compare our business accounts and choose the best one for your company.

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Money market

Enjoy higher dividends and more flexibility than a primary business savings account.

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Savings

Build your resources by transferring excess funds to an interest-bearing account.

Lending

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Commercial real estate loans

Get low rates and favorable terms on commercial buildings and properties.

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SBA loans

Apply for a small business loan for flexible and convenient access to cash.

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Lines of credit

Secure a revolving line of credit for your business necessities.

Services

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Merchant services

Offer quick payment processing and simplify your cash management.

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Cash management

Ensure smooth financial operations with effortless money transfers.

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Rewards credit card

Take care of business expenses while earning points on every dollar spent.

Business member spotlight

JZ Styles

From side-gig to global presence

The sky is the limit for the Utah-based JZ Styles company. What started as co-owner Jessi’s small side business has expanded to become a global presence. The idea took off faster than anyone expected, and now Jessi’s entire family plays a part in operating this amazing adventure. Once the whole family was on board, Jessi knew they would continue to be wildly successful.

JZ Styles has now been teaching hair extension curriculum for five years across many counties, certifying over 3,200 stylists. They are also working on a new haircare line, with their branded shampoo and conditioner launching soon!

From the 1,100 square-foot house where they started to the beautiful 11,000 square-foot salon and office they operate in today, JZ Styles has utilized Mountain America’s business tools to support them through all their stages of growth. They love having a business advisor to guide them, promptly answer all their questions and provide helpful product and service suggestions for continued growth.

More resources

Business advisors

Schedule a free consultation to get personalized guidance from a business advisor.

Business services

Improve productivity and streamline your finances with cash management, merchant and payroll services.

Business accounts

Manage your business finances like a pro with business checking and savings accounts from Mountain America.

Business loans

Get flexible, low-rate financing from the #1 SBA lending credit union in the nation.

Member stories

Two men in a kitchen talking

SCS Multifamily

From installing countertops and cabinets to building multifamily communities, two friends turned their construction expertise into a multifunction business.

Sir Walter Candy Co.

The story of Sir Walter Candy Co. is about more than just confections—it's about mentorship, family and entrepreneurial spirit passed down through generations.

La Morena

When La Morena picks up a brush, she’s doing more than creating art—she’s sparking conversations and building community.
Mechanic working on a car

Arizona Driveshaft

Kyle Fletcher bought the company where he had worked for over 10 years. This is why he loves what he does.
  1. NCUA Call Report, Q4, 2025
  2. Callahan & Associates